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How many credit cards do you have?

...
glittery bistre codepig menage
  07/10/26
1
charismatic party of the first part double fault
  07/10/26
4
spruce chad
  07/10/26
what purpose does each serve?
glittery bistre codepig menage
  07/10/26
dividing business and personal expenses / accumulating award...
spruce chad
  07/10/26
Zero. Not flame
passionate rebellious site sandwich
  07/10/26
3 plus an Amex but I have no idea where two of them are. Som...
Stimulating striped hyena
  07/10/26
why multiple?
glittery bistre codepig menage
  07/10/26
2
chrome tantric mad cow disease ceo
  07/10/26
why more than 1?
glittery bistre codepig menage
  07/10/26
One is a legacy card that has no foreign transaction fees. ...
chrome tantric mad cow disease ceo
  07/10/26
like 8 but 2 get used almost exclusively
Smoky aromatic boiling water karate
  07/10/26
why so many?
glittery bistre codepig menage
  07/10/26
opened over the years, never canceled them. probably should
Smoky aromatic boiling water karate
  07/10/26
just to get the bonuses?
glittery bistre codepig menage
  07/10/26
no i did that when i was 21 but all the good ones had fees s...
Smoky aromatic boiling water karate
  07/10/26
it's better for your credit to keep them open, my friend
bespoke jewess
  07/10/26
true but also doesn't matter when you get older and have eno...
Smoky aromatic boiling water karate
  07/10/26
Not just for the total credit limit. Credit score also value...
stirring citrine station
  07/10/26
0
jade curious hospital patrolman
  07/10/26
debt=poison
Pungent fiercely-loyal ladyboy church
  07/10/26
like 10, from when i used to churn. keeping them open helps ...
bespoke jewess
  07/10/26
churning seems like such overkill for, what, like a thousand...
glittery bistre codepig menage
  07/10/26
imo there are no more good offers at all anymore
charismatic party of the first part double fault
  07/10/26
chase business ink is offering $1k rn. best i've seen in a l...
glittery bistre codepig menage
  07/10/26
Sapphire preferred is 100k bonus rn on $5000 spend in 3 mont...
Exciting flushed dilemma faggotry
  07/10/26
yeah, i said used to churn. dont have time w kids to keep up...
bespoke jewess
  07/10/26
I have something like 10 and like 5 with fees. Obviously I ...
Exciting flushed dilemma faggotry
  07/10/26
Three. One for airline status. One for the best rewards. ...
salmon ratface
  07/10/26
I don't think corporate card should count for this?
Adventurous translucent nursing home love of her life
  07/10/26
citi double cash chase freedom unlimited
provocative tripping heaven feces
  07/10/26
1, which is kind of irresponsible. If your one card gets...
Filthy Motley Dopamine Place Of Business
  07/10/26
3. Costco's, CSR, and Southwest (canceling, just used for th...
Adventurous translucent nursing home love of her life
  07/10/26


Poast new message in this thread



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: glittery bistre codepig menage



(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990862)



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: charismatic party of the first part double fault

1

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990863)



Reply Favorite

Date: July 10th, 2026 1:21 PM
Author: spruce chad

4

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990899)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: glittery bistre codepig menage

what purpose does each serve?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990937)



Reply Favorite

Date: July 10th, 2026 2:17 PM
Author: spruce chad

dividing business and personal expenses / accumulating awards

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991055)



Reply Favorite

Date: July 10th, 2026 1:23 PM
Author: passionate rebellious site sandwich

Zero. Not flame

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990903)



Reply Favorite

Date: July 10th, 2026 1:24 PM
Author: Stimulating striped hyena

3 plus an Amex but I have no idea where two of them are. Some drawer I guess. Too lazy to cancel them.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990904)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: glittery bistre codepig menage

why multiple?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990940)



Reply Favorite

Date: July 10th, 2026 2:06 PM
Author: chrome tantric mad cow disease ceo

2

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991008)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: glittery bistre codepig menage

why more than 1?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991022)



Reply Favorite

Date: July 10th, 2026 3:19 PM
Author: chrome tantric mad cow disease ceo

One is a legacy card that has no foreign transaction fees. Unsurprisingly, I use it abroad. It's also a VISA, so I can use it at Costco

One is my primary card in the US that does charge foreign transaction fees. Unsurprisingly, I use it as my primary card in the US and do not use it abroad. It's not a VISA, so I cannot use it at Costco

I don't pay an annual fee for either

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991200)



Reply Favorite

Date: July 10th, 2026 2:08 PM
Author: Smoky aromatic boiling water karate

like 8 but 2 get used almost exclusively

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991012)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: glittery bistre codepig menage

why so many?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991021)



Reply Favorite

Date: July 10th, 2026 2:11 PM
Author: Smoky aromatic boiling water karate

opened over the years, never canceled them. probably should

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991029)



Reply Favorite

Date: July 10th, 2026 2:12 PM
Author: glittery bistre codepig menage

just to get the bonuses?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991031)



Reply Favorite

Date: July 10th, 2026 2:18 PM
Author: Smoky aromatic boiling water karate

no i did that when i was 21 but all the good ones had fees so i canceled those at that time

here's what i have

citi double cash - primary workhorse

costco visa - 4% cb on gas, 3% on restaurants, and also used at costco obviously. no foreign transaction fees. great card

amex blue cash - first card i opened in college, never use it but there for nostalgia's sake. and also one time i lost my wallet in nepal and amex was the only 180 company that gave me a cash advance immediately to get my bearings.

amex delta - this one should be canceled

capital one quicksilver - used to use this before i got the double cash. also no fx fees, decent card, should probably cancel

crate and barrel visa - i got like 2k worth of rewards from this when i bought a bunch of furniture, should cancel

chase sapphire reserve - fees are a bit too high now, will probably cancel next year

chase ink business - company card

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991056)



Reply Favorite

Date: July 10th, 2026 2:15 PM
Author: bespoke jewess

it's better for your credit to keep them open, my friend

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991043)



Reply Favorite

Date: July 10th, 2026 2:21 PM
Author: Smoky aromatic boiling water karate

true but also doesn't matter when you get older and have enough revolving limits. just for administrative expediency it's better to have only a few imho

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991063)



Reply Favorite

Date: July 10th, 2026 2:38 PM
Author: stirring citrine station

Not just for the total credit limit. Credit score also values length accounts have been open heh heh

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991115)



Reply Favorite

Date: July 10th, 2026 2:09 PM
Author: jade curious hospital patrolman

0

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991014)



Reply Favorite

Date: July 10th, 2026 2:14 PM
Author: Pungent fiercely-loyal ladyboy church

debt=poison

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991037)



Reply Favorite

Date: July 10th, 2026 2:16 PM
Author: bespoke jewess

like 10, from when i used to churn. keeping them open helps your credit score, not that i need credit for anything anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991048)



Reply Favorite

Date: July 10th, 2026 2:22 PM
Author: glittery bistre codepig menage

churning seems like such overkill for, what, like a thousand bucks a card at most maybe

thinking about opening a second just for a nice offer since i'm making a big purchase soon and will hit the minimum spend requirement easily but even then my instinct says why sully myself with this prole goy complex just for like $1k

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991069)



Reply Favorite

Date: July 10th, 2026 2:24 PM
Author: charismatic party of the first part double fault

imo there are no more good offers at all anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991076)



Reply Favorite

Date: July 10th, 2026 2:30 PM
Author: glittery bistre codepig menage

chase business ink is offering $1k rn. best i've seen in a long time on a no-fee card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991092)



Reply Favorite

Date: July 10th, 2026 8:28 PM
Author: Exciting flushed dilemma faggotry

Sapphire preferred is 100k bonus rn on $5000 spend in 3 months.

Ideally you're getting cards where the benefits come out in your favor every year no matter what.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49992037)



Reply Favorite

Date: July 10th, 2026 3:53 PM
Author: bespoke jewess

yeah, i said used to churn. dont have time w kids to keep up w this shit. easy to miss payments bc u forgot to set up some card on autopay, and it's just more mental effort to keep track of it all

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991291)



Reply Favorite

Date: July 10th, 2026 3:42 PM
Author: Exciting flushed dilemma faggotry

I have something like 10 and like 5 with fees. Obviously I don't run balances but yeah, I use CC benefits/points all the time. About to get 100k points for Sapphire Preferred.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991256)



Reply Favorite

Date: July 10th, 2026 3:14 PM
Author: salmon ratface

Three. One for airline status. One for the best rewards. One corporate card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991193)



Reply Favorite

Date: July 10th, 2026 3:53 PM
Author: Adventurous translucent nursing home love of her life

I don't think corporate card should count for this?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991288)



Reply Favorite

Date: July 10th, 2026 3:16 PM
Author: provocative tripping heaven feces

citi double cash

chase freedom unlimited

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991198)



Reply Favorite

Date: July 10th, 2026 3:36 PM
Author: Filthy Motley Dopamine Place Of Business

1, which is kind of irresponsible.

If your one card gets declined for whatever reason (technical glitch, actual or suspected fraud, etc.), you can find yourself in tough shape.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991239)



Reply Favorite

Date: July 10th, 2026 3:52 PM
Author: Adventurous translucent nursing home love of her life

3. Costco's, CSR, and Southwest (canceling, just used for the sign up bonus).

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991283)