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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
bright incel
  12/14/25
Congrats on paying off ur absolute lowest cost liability
misunderstood heaven place of business
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
bright incel
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Big-titted Stirring National Security Agency
  12/15/25
u sound mad
blue slimy travel guidebook
  12/14/25
go to grad school
Purple yarmulke half-breed
  12/14/25
...
big white hominid philosopher-king
  12/14/25
Post bacc MD cr?
bright incel
  12/15/25
yeah you gotta be careful though. some are better than other...
Purple yarmulke half-breed
  12/15/25
time for you to pay off mine
Apoplectic ultramarine selfie pisswyrm
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Exciting free-loading national dysfunction
  12/15/25
...
blue slimy travel guidebook
  12/15/25
...
rusted business firm
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Purple yarmulke half-breed
  12/15/25
I have zero debt, I love my freedom.
Exciting free-loading national dysfunction
  12/15/25
...
Adventurous range toaster
  12/15/25
you won this gen
mildly autistic gay wizard meetinghouse
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
demanding wonderful telephone
  12/15/25
current weight?
Sick adulterous indirect expression party of the first part
  12/15/25
372 or so. It's been a rough holiday season.
demanding wonderful telephone
  12/15/25
what are some things that have happened to you that forced y...
Spectacular Frisky Shrine Gaming Laptop
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
demanding wonderful telephone
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
onyx high-end chapel
  12/15/25
how much was the original loan balance and how much (((inter...
onyx high-end chapel
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
bright incel
  12/15/25
I want to stab you
rebellious ape
  12/15/25
Being echo gen x has its privileges
bright incel
  12/15/25
hookers and blow? pretty much whatever you want
soul-stirring immigrant cuckold
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Disrespectful roast beef water buffalo
  12/15/25
Where the fuck did you get 2.75% interest student loans?
up-to-no-good turdskin puppy
  12/15/25
Around 2007 and 2008, there were some great rates.
floppy lodge
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
bright incel
  12/15/25
Undergrad?
floppy lodge
  12/16/25
...
Exciting free-loading national dysfunction
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
floppy lodge
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
up-to-no-good turdskin puppy
  12/15/25
two girls, same time
aromatic halford
  12/15/25
borrow more money from jews asap
coral razzle office blood rage
  12/15/25
Uncle Sam is a goy, shitlib
bright incel
  12/15/25
who benefits? COHEN BENEFITS!
coral razzle office blood rage
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: bright incel

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: misunderstood heaven place of business

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: bright incel

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Big-titted Stirring National Security Agency

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: blue slimy travel guidebook

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Purple yarmulke half-breed

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: big white hominid philosopher-king



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: bright incel

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Purple yarmulke half-breed

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Apoplectic ultramarine selfie pisswyrm

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Exciting free-loading national dysfunction

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: blue slimy travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: rusted business firm



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Purple yarmulke half-breed

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Exciting free-loading national dysfunction

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Adventurous range toaster



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: mildly autistic gay wizard meetinghouse

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: demanding wonderful telephone

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Sick adulterous indirect expression party of the first part

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: demanding wonderful telephone

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Spectacular Frisky Shrine Gaming Laptop

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: demanding wonderful telephone

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: onyx high-end chapel

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: onyx high-end chapel

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: bright incel

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: rebellious ape

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: bright incel

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: soul-stirring immigrant cuckold

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Disrespectful roast beef water buffalo

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: up-to-no-good turdskin puppy

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: floppy lodge

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: bright incel

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: floppy lodge

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Exciting free-loading national dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: floppy lodge

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: up-to-no-good turdskin puppy

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: aromatic halford

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: coral razzle office blood rage

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: bright incel

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: coral razzle office blood rage

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)