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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Electric ape therapy
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Lime brethren
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Electric ape therapy
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Motley Dark Immigrant
  12/15/25
u sound mad
useless avocado indian lodge quadroon
  12/14/25
go to grad school
cyan soul-stirring deer antler gaping
  12/14/25
...
aqua misanthropic dopamine
  12/14/25
Post bacc MD cr?
Electric ape therapy
  12/15/25
yeah you gotta be careful though. some are better than other...
cyan soul-stirring deer antler gaping
  12/15/25
time for you to pay off mine
Poppy Kitty Cat Stain
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Glittery spot corn cake
  12/15/25
...
useless avocado indian lodge quadroon
  12/15/25
...
underhanded hell coffee pot
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
cyan soul-stirring deer antler gaping
  12/15/25
I have zero debt, I love my freedom.
Glittery spot corn cake
  12/15/25
...
Thirsty Ladyboy
  12/15/25
you won this gen
Multi-colored Bisexual Dilemma
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
startling titillating keepsake machete
  12/15/25
current weight?
irradiated scourge upon the earth
  12/15/25
372 or so. It's been a rough holiday season.
startling titillating keepsake machete
  12/15/25
what are some things that have happened to you that forced y...
passionate famous landscape painting
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
startling titillating keepsake machete
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
spectacular disturbing dingle berry sound barrier
  12/15/25
how much was the original loan balance and how much (((inter...
spectacular disturbing dingle berry sound barrier
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Electric ape therapy
  12/15/25
I want to stab you
Shimmering comical international law enforcement agency
  12/15/25
Being echo gen x has its privileges
Electric ape therapy
  12/15/25
hookers and blow? pretty much whatever you want
boyish grizzly cruise ship
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
slap-happy costumed milk
  12/15/25
Where the fuck did you get 2.75% interest student loans?
offensive partner philosopher-king
  12/15/25
Around 2007 and 2008, there were some great rates.
house-broken racy base wagecucks
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Electric ape therapy
  12/15/25
Undergrad?
house-broken racy base wagecucks
  12/16/25
...
Glittery spot corn cake
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
house-broken racy base wagecucks
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
offensive partner philosopher-king
  12/15/25
two girls, same time
provocative fanboi kitty
  12/15/25
borrow more money from jews asap
Mahogany hall
  12/15/25
Uncle Sam is a goy, shitlib
Electric ape therapy
  12/15/25
who benefits? COHEN BENEFITS!
Mahogany hall
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Electric ape therapy

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Lime brethren

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Electric ape therapy

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Motley Dark Immigrant

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: useless avocado indian lodge quadroon

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: cyan soul-stirring deer antler gaping

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: aqua misanthropic dopamine



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Electric ape therapy

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: cyan soul-stirring deer antler gaping

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Poppy Kitty Cat Stain

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Glittery spot corn cake

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: useless avocado indian lodge quadroon



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: underhanded hell coffee pot



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: cyan soul-stirring deer antler gaping

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Glittery spot corn cake

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Thirsty Ladyboy



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Multi-colored Bisexual Dilemma

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: startling titillating keepsake machete

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: irradiated scourge upon the earth

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: startling titillating keepsake machete

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: passionate famous landscape painting

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: startling titillating keepsake machete

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: spectacular disturbing dingle berry sound barrier

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: spectacular disturbing dingle berry sound barrier

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Electric ape therapy

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Shimmering comical international law enforcement agency

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Electric ape therapy

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: boyish grizzly cruise ship

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: slap-happy costumed milk

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: offensive partner philosopher-king

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: house-broken racy base wagecucks

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Electric ape therapy

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: house-broken racy base wagecucks

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Glittery spot corn cake



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: house-broken racy base wagecucks

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: offensive partner philosopher-king

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: provocative fanboi kitty

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Mahogany hall

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Electric ape therapy

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Mahogany hall

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)