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POLL: What is your 401(k) balance right now

...
Provocative frisky french chef gaping
  06/27/25
A tiny pink 500k
vermilion university
  06/27/25
that's not that bad
Provocative frisky french chef gaping
  06/27/25
I guess not but the thought of grinding out another 20 years...
vermilion university
  06/27/25
age?
Coiffed market mad-dog skullcap
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Diverse place of business
  06/27/25
Yep, I’m early 40s lol
vermilion university
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
curious spot
  06/27/25
It depend on if that's his primary retirement or if he has ...
vibrant autistic dingle berry
  06/27/25
$130k
impressive space
  06/27/25
that's horrendous
Provocative frisky french chef gaping
  06/27/25
i'm in between these two guys
Excitant internet-worthy mental disorder
  06/27/25
Same, I'm in between two guys
titillating bat shit crazy psychic
  06/27/25
The sum total of all my retirement and brokerage accounts is...
impressive space
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Coiffed market mad-dog skullcap
  06/27/25
My mom says I'm special.
impressive space
  06/27/25
even that's not true
Coiffed market mad-dog skullcap
  06/27/25
LOL
Coiffed market mad-dog skullcap
  06/27/25
$3.4 million in combined marital plans.
orchid 180 alpha
  06/27/25
damn
Excitant internet-worthy mental disorder
  06/27/25
Age?
Diverse place of business
  06/27/25
Such a waste of capital.
Mentally impaired antidepressant drug
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
ruddy exciting international law enforcement agency
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Coiffed market mad-dog skullcap
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
ruddy exciting international law enforcement agency
  06/27/25
...
Mentally impaired antidepressant drug
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Pearly sickened stag film
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
disgusting passionate parlor pistol
  06/27/25
.
impressive space
  06/27/25
Something like $800-900k for wife and I.
Razzle-dazzle deer antler headpube
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Mentally impaired antidepressant drug
  06/27/25
If you work in-house matching makes it a no-brainer.
Razzle-dazzle deer antler headpube
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Mentally impaired antidepressant drug
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Razzle-dazzle deer antler headpube
  06/27/25
I want my yacht now.
Mentally impaired antidepressant drug
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Razzle-dazzle deer antler headpube
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Mentally impaired antidepressant drug
  06/27/25
If that's your perspective then sure, stop contributing into...
Razzle-dazzle deer antler headpube
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Maroon field fat ankles
  06/27/25
Why not put it in a Roth?
Charismatic Cuck
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
ruddy exciting international law enforcement agency
  06/27/25
180
Mentally impaired antidepressant drug
  06/27/25
Did you know you're not required to contribute to a 401K?
ruddy exciting international law enforcement agency
  06/27/25
(guy who is not a biglaw partner)
Mentally impaired antidepressant drug
  06/27/25
$700k Wife - $600k
Buck-toothed emerald quadroon hall
  06/27/25
43yo, $900k
Swashbuckling nursing home
  06/27/25
Early 40s. ~$2.1mm
Free-loading locus brethren
  06/27/25
Late 20s, 250k
Charismatic Cuck
  06/27/25
Good job , young gun
fragrant athletic conference
  06/27/25
lol at these responses
curious spot
  06/27/25
go on...
Coiffed market mad-dog skullcap
  06/27/25
30000k
racy marketing idea
  06/27/25
$399,443.16
Jet mexican
  06/27/25
Monday is likely to be a big day for you friend
ruddy exciting international law enforcement agency
  06/27/25
🤞🏻
Jet mexican
  06/27/25
IDK $150Kish. But I haven't been working long.
Beady-eyed senate
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
boyish gas station mediation
  06/27/25
Same.
electric base preventive strike
  06/27/25
350,000 Kinda sad
Heady box office cuckoldry
  06/27/25
all stock/bond investments are like 750k.
crystalline ape party of the first part
  06/27/25
$386k total. $324k in trad, $62k in Roth
French lodge
  06/27/25
Zero
Stubborn hairraiser plaza foreskin
  06/27/25
Crrrrrrrrrrrrrr
Mentally impaired antidepressant drug
  06/27/25
For Benzo reasons or RSF reasons?
Free-loading locus brethren
  06/27/25
$6 million or so. I checked in January.
electric base preventive strike
  06/27/25
...
ruddy exciting international law enforcement agency
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Chartreuse travel guidebook meetinghouse
  06/27/25
$0. I don’t have a 401(k).
contagious drunken cruise ship
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Provocative frisky french chef gaping



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: vermilion university

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Provocative frisky french chef gaping

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: vermilion university

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Coiffed market mad-dog skullcap

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Diverse place of business

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: vermilion university

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: curious spot

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: vibrant autistic dingle berry

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: impressive space

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Provocative frisky french chef gaping

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Excitant internet-worthy mental disorder

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: titillating bat shit crazy psychic

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: impressive space

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Coiffed market mad-dog skullcap

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: impressive space

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Coiffed market mad-dog skullcap

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Coiffed market mad-dog skullcap

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: orchid 180 alpha

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Excitant internet-worthy mental disorder

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Diverse place of business

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Mentally impaired antidepressant drug

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: ruddy exciting international law enforcement agency

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Coiffed market mad-dog skullcap

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: ruddy exciting international law enforcement agency

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Mentally impaired antidepressant drug



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Pearly sickened stag film

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: disgusting passionate parlor pistol

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: impressive space

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Razzle-dazzle deer antler headpube

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Mentally impaired antidepressant drug

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Razzle-dazzle deer antler headpube

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Mentally impaired antidepressant drug

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Razzle-dazzle deer antler headpube

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Mentally impaired antidepressant drug

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Razzle-dazzle deer antler headpube

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Mentally impaired antidepressant drug

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Razzle-dazzle deer antler headpube

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Maroon field fat ankles

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Charismatic Cuck

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: ruddy exciting international law enforcement agency

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Mentally impaired antidepressant drug

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: ruddy exciting international law enforcement agency

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Mentally impaired antidepressant drug

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Buck-toothed emerald quadroon hall

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Swashbuckling nursing home

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Free-loading locus brethren

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Charismatic Cuck

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: fragrant athletic conference

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: curious spot

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Coiffed market mad-dog skullcap

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: racy marketing idea

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Jet mexican

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: ruddy exciting international law enforcement agency

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Jet mexican

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Beady-eyed senate

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: boyish gas station mediation

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: electric base preventive strike

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Heady box office cuckoldry

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: crystalline ape party of the first part

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: French lodge

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Stubborn hairraiser plaza foreskin

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Mentally impaired antidepressant drug

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Free-loading locus brethren

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: electric base preventive strike

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: ruddy exciting international law enforcement agency



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Chartreuse travel guidebook meetinghouse

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: contagious drunken cruise ship

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)