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POLL: What is your 401(k) balance right now

...
Impertinent internet-worthy wrinkle
  06/27/25
A tiny pink 500k
Mischievous garrison striped hyena
  06/27/25
that's not that bad
Impertinent internet-worthy wrinkle
  06/27/25
I guess not but the thought of grinding out another 20 years...
Mischievous garrison striped hyena
  06/27/25
age?
Costumed Blathering Becky Organic Girlfriend
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
razzmatazz orchestra pit jew
  06/27/25
Yep, I’m early 40s lol
Mischievous garrison striped hyena
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Motley Heaven Selfie
  06/27/25
It depend on if that's his primary retirement or if he has ...
elite fanboi
  06/27/25
$130k
histrionic nursing home
  06/27/25
that's horrendous
Impertinent internet-worthy wrinkle
  06/27/25
i'm in between these two guys
Dashing flickering bawdyhouse
  06/27/25
Same, I'm in between two guys
Milky sex offender
  06/27/25
The sum total of all my retirement and brokerage accounts is...
histrionic nursing home
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Costumed Blathering Becky Organic Girlfriend
  06/27/25
My mom says I'm special.
histrionic nursing home
  06/27/25
even that's not true
Costumed Blathering Becky Organic Girlfriend
  06/27/25
LOL
Costumed Blathering Becky Organic Girlfriend
  06/27/25
$3.4 million in combined marital plans.
Mustard soul-stirring spot
  06/27/25
damn
Dashing flickering bawdyhouse
  06/27/25
Age?
razzmatazz orchestra pit jew
  06/27/25
Such a waste of capital.
stirring gunner box office
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
mewling private investor newt
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Costumed Blathering Becky Organic Girlfriend
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
mewling private investor newt
  06/27/25
...
stirring gunner box office
  06/27/25
The max is $70K per year including your own $23,500 contribu...
burgundy principal's office dog poop
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
awkward big stag film
  06/27/25
.
histrionic nursing home
  06/27/25
Something like $800-900k for wife and I.
dull macaca national security agency
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
stirring gunner box office
  06/27/25
If you work in-house matching makes it a no-brainer.
dull macaca national security agency
  06/27/25
just do take a lot of my money and shove it up the ass of so...
stirring gunner box office
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
dull macaca national security agency
  06/27/25
I want my yacht now.
stirring gunner box office
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
dull macaca national security agency
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
stirring gunner box office
  06/27/25
If that's your perspective then sure, stop contributing into...
dull macaca national security agency
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
marvelous marketing idea
  06/27/25
Why not put it in a Roth?
slate cracking partner
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
mewling private investor newt
  06/27/25
180
stirring gunner box office
  06/27/25
Did you know you're not required to contribute to a 401K?
mewling private investor newt
  06/27/25
(guy who is not a biglaw partner)
stirring gunner box office
  06/27/25
$700k Wife - $600k
razzle ticket booth
  06/27/25
43yo, $900k
Vigorous grizzly mother
  06/27/25
Early 40s. ~$2.1mm
Passionate Carnelian Idea He Suggested Immigrant
  06/27/25
Late 20s, 250k
slate cracking partner
  06/27/25
Good job , young gun
fantasy-prone supple tanning salon
  06/27/25
lol at these responses
Motley Heaven Selfie
  06/27/25
go on...
Costumed Blathering Becky Organic Girlfriend
  06/27/25
30000k
fragrant coral giraffe
  06/27/25
$399,443.16
vivacious faggotry
  06/27/25
Monday is likely to be a big day for you friend
mewling private investor newt
  06/27/25
🤞🏻
vivacious faggotry
  06/27/25
IDK $150Kish. But I haven't been working long.
Trip Crusty Windowlicker Degenerate
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
spectacular center ape
  06/27/25
Same.
abnormal lay
  06/27/25
350,000 Kinda sad
ocher temple therapy
  06/27/25
all stock/bond investments are like 750k.
deranged legend
  06/27/25
$386k total. $324k in trad, $62k in Roth
startled out-of-control hospital
  06/27/25
Zero
Red doctorate
  06/27/25
Crrrrrrrrrrrrrr
stirring gunner box office
  06/27/25
For Benzo reasons or RSF reasons?
Passionate Carnelian Idea He Suggested Immigrant
  06/27/25
$6 million or so. I checked in January.
abnormal lay
  06/27/25
...
mewling private investor newt
  06/27/25
I mean undoubtedly there is a balance but $6 million?
cobalt space
  06/27/25
$0. I don’t have a 401(k).
concupiscible insanely creepy coldplay fan
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Impertinent internet-worthy wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Mischievous garrison striped hyena

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Impertinent internet-worthy wrinkle

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Mischievous garrison striped hyena

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Costumed Blathering Becky Organic Girlfriend

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: razzmatazz orchestra pit jew

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Mischievous garrison striped hyena

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Motley Heaven Selfie

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: elite fanboi

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: histrionic nursing home

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Impertinent internet-worthy wrinkle

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Dashing flickering bawdyhouse

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Milky sex offender

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: histrionic nursing home

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Costumed Blathering Becky Organic Girlfriend

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: histrionic nursing home

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Costumed Blathering Becky Organic Girlfriend

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Costumed Blathering Becky Organic Girlfriend

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Mustard soul-stirring spot

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Dashing flickering bawdyhouse

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: razzmatazz orchestra pit jew

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: stirring gunner box office

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: mewling private investor newt

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Costumed Blathering Becky Organic Girlfriend

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: mewling private investor newt

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: stirring gunner box office



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: burgundy principal's office dog poop

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: awkward big stag film

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: histrionic nursing home

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: dull macaca national security agency

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: stirring gunner box office

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: dull macaca national security agency

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: stirring gunner box office

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: dull macaca national security agency

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: stirring gunner box office

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: dull macaca national security agency

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: stirring gunner box office

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: dull macaca national security agency

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: marvelous marketing idea

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: slate cracking partner

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: mewling private investor newt

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: stirring gunner box office

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: mewling private investor newt

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: stirring gunner box office

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: razzle ticket booth

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Vigorous grizzly mother

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Passionate Carnelian Idea He Suggested Immigrant

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: slate cracking partner

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: fantasy-prone supple tanning salon

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Motley Heaven Selfie

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Costumed Blathering Becky Organic Girlfriend

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: fragrant coral giraffe

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: vivacious faggotry

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: mewling private investor newt

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: vivacious faggotry

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Trip Crusty Windowlicker Degenerate

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: spectacular center ape

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: abnormal lay

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: ocher temple therapy

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: deranged legend

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: startled out-of-control hospital

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Red doctorate

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: stirring gunner box office

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Passionate Carnelian Idea He Suggested Immigrant

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: abnormal lay

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: mewling private investor newt



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: cobalt space

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: concupiscible insanely creepy coldplay fan

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)