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Capital One Discover is now the biggest credit card issuer

https://www.capitalonediscover.com/
cocky multi-billionaire
  05/20/25
Google Starbucks
iridescent lettuce
  05/20/25
capital one is adding FICO to their credit monitoring. going...
Exhilarant plaza generalized bond
  05/20/25
all my credit cards have FICO monitoring already. capital on...
180 Lilac Patrolman Preventive Strike
  05/20/25
You can check your credit scores with a capital one card. O...
sienna razzle-dazzle black woman
  05/20/25
all my credit cards already display my fico score when i log...
180 Lilac Patrolman Preventive Strike
  05/20/25
it's not fico on credit karma which is what proles use
Exhilarant plaza generalized bond
  05/20/25
i guess i'm not prole enough to understand why this is signi...
180 Lilac Patrolman Preventive Strike
  05/20/25
Like a goy batting average
lime vibrant office
  05/20/25
they are using Vantage
Exhilarant plaza generalized bond
  05/20/25
FAKO
electric claret background story
  05/20/25
this is an accurate recession indicator
black lascivious step-uncle's house
  05/20/25
...
cocky multi-billionaire
  05/20/25
NYT Opinion | “The Merger That Ate My Identity (and St...
Hot Nubile University Keepsake Machete
  05/20/25
...
Thriller goal in life factory reset button
  05/21/25
...
Hot Nubile University Keepsake Machete
  05/21/25
NOT FLAME: "Hi, Animeboi. We’ll be updating al...
sienna razzle-dazzle black woman
  05/21/25
...
Exhilarant plaza generalized bond
  05/21/25
...
cocky multi-billionaire
  05/21/25
my Credit Score is nearly perfect. Suck it jews.
Fishy Hairraiser Pervert Set
  05/21/25


Poast new message in this thread



Reply Favorite

Date: May 20th, 2025 11:27 AM
Author: cocky multi-billionaire

https://www.capitalonediscover.com/

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947020)



Reply Favorite

Date: May 20th, 2025 11:29 AM
Author: iridescent lettuce

Google Starbucks

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947023)



Reply Favorite

Date: May 20th, 2025 11:29 AM
Author: Exhilarant plaza generalized bond

capital one is adding FICO to their credit monitoring. going to eat credit karma's lunch.

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947024)



Reply Favorite

Date: May 20th, 2025 11:33 AM
Author: 180 Lilac Patrolman Preventive Strike

all my credit cards have FICO monitoring already. capital one doesn't already do this?

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947026)



Reply Favorite

Date: May 20th, 2025 11:35 AM
Author: sienna razzle-dazzle black woman

You can check your credit scores with a capital one card. Only proles actually monitor it regularly.

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947029)



Reply Favorite

Date: May 20th, 2025 11:36 AM
Author: 180 Lilac Patrolman Preventive Strike

all my credit cards already display my fico score when i log in and i notice fico alerts from them in my gmail bullshit folder.

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947034)



Reply Favorite

Date: May 20th, 2025 11:38 AM
Author: Exhilarant plaza generalized bond

it's not fico on credit karma which is what proles use

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947038)



Reply Favorite

Date: May 20th, 2025 11:43 AM
Author: 180 Lilac Patrolman Preventive Strike

i guess i'm not prole enough to understand why this is significant but i imagine anyone doing credit monitoring has good credit and are just neurotic about identity theft or whatever.

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947056)



Reply Favorite

Date: May 20th, 2025 12:38 PM
Author: lime vibrant office

Like a goy batting average

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947202)



Reply Favorite

Date: May 20th, 2025 11:35 AM
Author: Exhilarant plaza generalized bond

they are using Vantage

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947030)



Reply Favorite

Date: May 20th, 2025 12:23 PM
Author: electric claret background story

FAKO

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947142)



Reply Favorite

Date: May 20th, 2025 12:47 PM
Author: black lascivious step-uncle's house

this is an accurate recession indicator

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947225)



Reply Favorite

Date: May 20th, 2025 1:19 PM
Author: cocky multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947401)



Reply Favorite

Date: May 20th, 2025 12:55 PM
Author: Hot Nubile University Keepsake Machete

NYT Opinion | “The Merger That Ate My Identity (and Still Denied Me the Hyatt Card)”

By: Evan39 (Safeway Night Manager | Perkins Coie Equity Partner, Bankruptcy & FICO Distress Desk)

May 20, 2025

It’s official: Capital One Discover™ is now the largest credit card issuer in the United States.

I found out while trying to reheat a chicken bake in the Safeway break room microwave.

The FICO alert pinged just as I was entering my lunch PIN. “Identity match failed,” it said.

A helpful clerk named Tanya informed me that, due to the merger, all overnight personnel must now reverify their employment status through the Capital One app.

I told her I was already pre-approved for the Hyatt card. She told me to clock out.

This is how it starts.

First, they consolidate your APR. Then they consolidate your self-worth. Soon, your login for Discover doesn’t work, your Club Card offers “no longer apply in this zone,” and the Capital One Rewards chatbot—named "Clarissa"—asks if you’d like to use 2,500 points to apply for a copy of your own termination memo.

I used to joke that “my net worth is a laminated Kroger receipt.” But now I’m just a 660 Vantage Score trying to remember my mother’s maiden name in a vestibule that smells like damp gift cards.

And yes, I still didn’t get the Hyatt card.

This is fine.

http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947020

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947269)



Reply Favorite

Date: May 21st, 2025 3:13 AM
Author: Thriller goal in life factory reset button



(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48950021)



Reply Favorite

Date: May 21st, 2025 2:56 AM
Author: Hot Nubile University Keepsake Machete



(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48949996)



Reply Favorite

Date: May 21st, 2025 1:27 PM
Author: sienna razzle-dazzle black woman

NOT FLAME:

"Hi, Animeboi. We’ll be updating all CreditWise accounts to show users their FICO Score 8 instead of their VantageScore® 3.0. This update is free and won’t cause a hard inquiry. Keep an eye out for an email confirming the update in the next couple of weeks."

Still don't know or care.

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48951068)



Reply Favorite

Date: May 21st, 2025 1:28 PM
Author: Exhilarant plaza generalized bond



(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48951070)



Reply Favorite

Date: May 21st, 2025 2:16 PM
Author: cocky multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48951255)



Reply Favorite

Date: May 21st, 2025 2:19 PM
Author: Fishy Hairraiser Pervert Set

my Credit Score is nearly perfect. Suck it jews.

(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48951259)