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Dumb to get a $800k mortgage with my GF?

We’re probably getting married (pretty much guaranteed...
Slate boistinker
  04/20/26
Heights of everyone involved?
peach razzle place of business boiling water
  04/20/26
Weird question? I’m 6’1 and she’s like 5&r...
Slate boistinker
  04/20/26
You're fucked.
peach razzle place of business boiling water
  04/20/26
you are brown
ocher main people
  04/22/26
lmao
bateful territorial milk coffee pot
  04/20/26
...
Mewling Wagecucks Library
  04/20/26
...
impertinent aphrodisiac potus
  04/20/26
...
Mewling Wagecucks Library
  04/20/26
...
Turquoise resort gaping
  04/20/26
Explain I’m here looking for advice.
Slate boistinker
  04/20/26
They are. The problem is that even smart people are incredib...
Free-loading Vigorous Piazza Dysfunction
  04/20/26
...
Talented Mischievous Turdskin
  04/22/26
Banks won't care. But seems risky even if you say marriage i...
Floppy cobalt personal credit line
  04/20/26
That’s all I needed to know. Don’t worry about h...
Slate boistinker
  04/20/26
getting married (pretty much guaranteed) tp
Mahogany frozen kitty field
  04/20/26
put a ring on it, faggot
curious doctorate
  04/20/26
...
Mahogany frozen kitty field
  04/20/26
Obviously it'd be better to wait until married. It's not li...
mint wrinkle
  04/20/26
Not all of us are in situations where we were in 2021.
Slate boistinker
  04/20/26
Silver lining for you is that ppl who purchased in 2020 basi...
mint wrinkle
  04/20/26
guy who bought in 2021 @ 2.125% who moved in 2024 here sup?
Mahogany frozen kitty field
  04/20/26
Were you forced to sell?
Floppy cobalt personal credit line
  04/20/26
not at all. we sold and paid ARR CASH for a bigger house.
Mahogany frozen kitty field
  04/20/26
Crazy even if you're all cash buyer.
mint wrinkle
  04/20/26
our starter home was too small and in a much worse neighborh...
Mahogany frozen kitty field
  04/20/26
Same. These weird fucks don’t understand the concept o...
Slate boistinker
  04/21/26
cr, but you're 32 and unmarried yourself
Mahogany frozen kitty field
  04/21/26
I’m 40 and married with 5 kids.
Slate boistinker
  04/21/26
...
peach razzle place of business boiling water
  04/22/26
I paid $700K for an addition rather than buy new.
mint wrinkle
  04/21/26
Dumb for many obvious reasons. What if you have a kid? You s...
Lascivious bespoke elastic band
  04/20/26
Retarded if not married yet
buck-toothed school
  04/20/26
"but what if one of us just say fuck it if we break up?...
Glittery harsh boltzmann
  04/20/26
who is on the title?
Multi-colored claret kitchen
  04/20/26
I would say yes if it were 2021 with historically low intere...
rusted bat-shit-crazy theater
  04/20/26
We both own condos.
Slate boistinker
  04/21/26
Sell one and park the cash in something risk free. You stil...
Demanding Son Of Senegal
  04/21/26
what could go wrong?
cracking tan french chef center
  04/20/26
...
stimulating buff travel guidebook
  04/20/26
you only live once
rambunctious ticket booth
  04/21/26
https://cdn.images.express.co.uk/img/dynamic/23/590x/Dave-Ra...
Sepia whorehouse
  04/21/26
...
talking bright sound barrier theater stage
  04/21/26
...
Demanding Son Of Senegal
  04/21/26
get your priorities straight: love and marriage (legal) come...
Beady-eyed pistol
  04/21/26
LMFAO, I was going to say yes, assuming you made $500k and e...
Demanding Son Of Senegal
  04/21/26
Reading this again knowing that you each own a condo. I'd pr...
Lascivious bespoke elastic band
  04/21/26
The only amount we will both make total is about $100k becau...
Slate boistinker
  04/21/26
just knock the bitch up already the rest is noise. i never u...
charcoal magical crackhouse
  04/21/26
She can’t breed
Slate boistinker
  04/21/26
So why on earth would you do this? Get a new one.
fragrant immigrant
  04/21/26
...
Mewling Wagecucks Library
  04/21/26
everyone who responded earnestly to this thread should be pu...
peach razzle place of business boiling water
  04/22/26
...
Slate boistinker
  04/22/26


Poast new message in this thread



Reply Favorite

Date: April 20th, 2026 5:05 PM
Author: Slate boistinker

We’re probably getting married (pretty much guaranteed).

I’m 32 and she’s 30. I make $250k and she makes about $150k. We got our preapproval. I’m gonna put $100k down.

So the mortgage would be $750k. Are mortgage companies just going to ok this? They seem like they’re fine with it but what if one of us just say fuck it if we break up?

This is not flame I legit wanna know.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830034)



Reply Favorite

Date: April 20th, 2026 5:12 PM
Author: peach razzle place of business boiling water

Heights of everyone involved?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830058)



Reply Favorite

Date: April 20th, 2026 5:21 PM
Author: Slate boistinker

Weird question? I’m 6’1 and she’s like 5’5.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830078)



Reply Favorite

Date: April 20th, 2026 5:24 PM
Author: peach razzle place of business boiling water

You're fucked.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830090)



Reply Favorite

Date: April 22nd, 2026 7:06 AM
Author: ocher main people

you are brown

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49833725)



Reply Favorite

Date: April 20th, 2026 5:15 PM
Author: bateful territorial milk coffee pot

lmao

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830062)



Reply Favorite

Date: April 20th, 2026 5:17 PM
Author: Mewling Wagecucks Library



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830065)



Reply Favorite

Date: April 20th, 2026 8:35 PM
Author: impertinent aphrodisiac potus



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830621)



Reply Favorite

Date: April 20th, 2026 5:17 PM
Author: Mewling Wagecucks Library



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830067)



Reply Favorite

Date: April 20th, 2026 5:20 PM
Author: Turquoise resort gaping



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830076)



Reply Favorite

Date: April 20th, 2026 5:21 PM
Author: Slate boistinker

Explain I’m here looking for advice.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830081)



Reply Favorite

Date: April 20th, 2026 8:35 PM
Author: Free-loading Vigorous Piazza Dysfunction

They are. The problem is that even smart people are incredibly dumb. Internalize that

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830620)



Reply Favorite

Date: April 22nd, 2026 4:47 PM
Author: Talented Mischievous Turdskin



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49834882)



Reply Favorite

Date: April 20th, 2026 5:19 PM
Author: Floppy cobalt personal credit line

Banks won't care. But seems risky even if you say marriage is a guarantee

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830072)



Reply Favorite

Date: April 20th, 2026 5:22 PM
Author: Slate boistinker

That’s all I needed to know. Don’t worry about how much the mortgage is. I just needed to know the answer to this.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830084)



Reply Favorite

Date: April 20th, 2026 5:21 PM
Author: Mahogany frozen kitty field

getting married (pretty much guaranteed) tp

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830079)



Reply Favorite

Date: April 20th, 2026 5:22 PM
Author: curious doctorate

put a ring on it, faggot

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830083)



Reply Favorite

Date: April 20th, 2026 8:35 PM
Author: Mahogany frozen kitty field



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830623)



Reply Favorite

Date: April 20th, 2026 5:24 PM
Author: mint wrinkle

Obviously it'd be better to wait until married. It's not like interest rates are at sub-3% like those of us who purchased in 2020/2021.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830092)



Reply Favorite

Date: April 20th, 2026 5:25 PM
Author: Slate boistinker

Not all of us are in situations where we were in 2021.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830094)



Reply Favorite

Date: April 20th, 2026 5:29 PM
Author: mint wrinkle

Silver lining for you is that ppl who purchased in 2020 basically cannot in good conscience move.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830108)



Reply Favorite

Date: April 20th, 2026 5:34 PM
Author: Mahogany frozen kitty field

guy who bought in 2021 @ 2.125% who moved in 2024 here sup?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830123)



Reply Favorite

Date: April 20th, 2026 5:42 PM
Author: Floppy cobalt personal credit line

Were you forced to sell?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830143)



Reply Favorite

Date: April 20th, 2026 5:52 PM
Author: Mahogany frozen kitty field

not at all. we sold and paid ARR CASH for a bigger house.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830155)



Reply Favorite

Date: April 20th, 2026 6:37 PM
Author: mint wrinkle

Crazy even if you're all cash buyer.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830264)



Reply Favorite

Date: April 20th, 2026 7:52 PM
Author: Mahogany frozen kitty field

our starter home was too small and in a much worse neighborhood than our new house. what could we do?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830492)



Reply Favorite

Date: April 21st, 2026 2:56 AM
Author: Slate boistinker

Same. These weird fucks don’t understand the concept of having children. The ones that say “never sell” are most likely Asians filming their purchased wives being bred.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49831300)



Reply Favorite

Date: April 21st, 2026 1:09 PM
Author: Mahogany frozen kitty field

cr, but you're 32 and unmarried yourself

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49832054)



Reply Favorite

Date: April 21st, 2026 2:37 PM
Author: Slate boistinker

I’m 40 and married with 5 kids.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49832209)



Reply Favorite

Date: April 22nd, 2026 6:56 AM
Author: peach razzle place of business boiling water



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49833721)



Reply Favorite

Date: April 21st, 2026 10:04 PM
Author: mint wrinkle

I paid $700K for an addition rather than buy new.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49833282)



Reply Favorite

Date: April 20th, 2026 5:28 PM
Author: Lascivious bespoke elastic band

Dumb for many obvious reasons. What if you have a kid? You sure she's going to want to keep working? I wouldn't bet on it. That's a big nut to pay monthly on your income alone.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830101)



Reply Favorite

Date: April 20th, 2026 5:42 PM
Author: buck-toothed school

Retarded if not married yet

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830144)



Reply Favorite

Date: April 20th, 2026 5:55 PM
Author: Glittery harsh boltzmann

"but what if one of us just say fuck it if we break up?"

Same thing that happens to married couples if one of them just say fuck it. If ur both on the mortgage, you both pepper angus. The bank is getting its money

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830159)



Reply Favorite

Date: April 20th, 2026 8:42 PM
Author: Multi-colored claret kitchen

who is on the title?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830655)



Reply Favorite

Date: April 20th, 2026 8:07 PM
Author: rusted bat-shit-crazy theater

I would say yes if it were 2021 with historically low interest rates and there was a reason to LOCK something in.

At the moment, 1000% just keep renting and stacking cash until you need a bigger place for babydood.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830533)



Reply Favorite

Date: April 21st, 2026 2:57 AM
Author: Slate boistinker

We both own condos.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49831302)



Reply Favorite

Date: April 21st, 2026 11:09 AM
Author: Demanding Son Of Senegal

Sell one and park the cash in something risk free. You still have to get through the wedding, which is not guaranteed.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49831835)



Reply Favorite

Date: April 20th, 2026 8:43 PM
Author: cracking tan french chef center

what could go wrong?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830659)



Reply Favorite

Date: April 20th, 2026 8:43 PM
Author: stimulating buff travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49830660)



Reply Favorite

Date: April 21st, 2026 2:57 AM
Author: rambunctious ticket booth

you only live once

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49831303)



Reply Favorite

Date: April 21st, 2026 7:42 AM
Author: Sepia whorehouse

https://cdn.images.express.co.uk/img/dynamic/23/590x/Dave-Ramsey-1536490.jpg?r=1639565934357

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49831439)



Reply Favorite

Date: April 21st, 2026 7:47 AM
Author: talking bright sound barrier theater stage



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49831448)



Reply Favorite

Date: April 21st, 2026 1:19 PM
Author: Demanding Son Of Senegal



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49832081)



Reply Favorite

Date: April 21st, 2026 11:08 AM
Author: Beady-eyed pistol

get your priorities straight: love and marriage (legal) come first-- the rest will follow, hth.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49831831)



Reply Favorite

Date: April 21st, 2026 11:09 AM
Author: Demanding Son Of Senegal

LMFAO, I was going to say yes, assuming you made $500k and everything was in your name. But you can barely afford the mortgage.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49831832)



Reply Favorite

Date: April 21st, 2026 11:12 AM
Author: Lascivious bespoke elastic band

Reading this again knowing that you each own a condo. I'd probably try and sell them and then put a yuge down payment on the house. Otherwise you will be a housepoor slave based on your incomes. And your "GF" (BF?) will probably not want to work once you have kids.

Do you want to end up like Disco Fries?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49831841)



Reply Favorite

Date: April 21st, 2026 2:35 PM
Author: Slate boistinker

The only amount we will both make total is about $100k because it’s “her” condo but it’s her dad’s technically.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49832203)



Reply Favorite

Date: April 21st, 2026 2:44 PM
Author: charcoal magical crackhouse

just knock the bitch up already the rest is noise. i never understand how adult men get into these gay "gf" relationships and arent like ok are we having kids or not within a couple months.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49832229)



Reply Favorite

Date: April 21st, 2026 3:25 PM
Author: Slate boistinker

She can’t breed

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49832323)



Reply Favorite

Date: April 21st, 2026 10:59 PM
Author: fragrant immigrant

So why on earth would you do this? Get a new one.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49833432)



Reply Favorite

Date: April 21st, 2026 11:08 PM
Author: Mewling Wagecucks Library



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49833449)



Reply Favorite

Date: April 22nd, 2026 4:40 PM
Author: peach razzle place of business boiling water

everyone who responded earnestly to this thread should be put in hospice. 180 thread, btw.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49834864)



Reply Favorite

Date: April 22nd, 2026 5:53 PM
Author: Slate boistinker



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2#49835150)