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How many credit cards do you have?

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Nofapping Weed Whacker Indirect Expression
  07/10/26
1
appetizing coldplay fan
  07/10/26
4
vigorous offensive marketing idea house
  07/10/26
what purpose does each serve?
Nofapping Weed Whacker Indirect Expression
  07/10/26
dividing business and personal expenses / accumulating award...
vigorous offensive marketing idea house
  07/10/26
Zero. Not flame
White Bonkers Blood Rage Piazza
  07/10/26
3 plus an Amex but I have no idea where two of them are. Som...
Canary ape center
  07/10/26
why multiple?
Nofapping Weed Whacker Indirect Expression
  07/10/26
2
Marvelous Chad Roommate
  07/10/26
why more than 1?
Nofapping Weed Whacker Indirect Expression
  07/10/26
One is a legacy card that has no foreign transaction fees. ...
Marvelous Chad Roommate
  07/10/26
like 8 but 2 get used almost exclusively
Multi-colored Pit
  07/10/26
why so many?
Nofapping Weed Whacker Indirect Expression
  07/10/26
opened over the years, never canceled them. probably should
Multi-colored Pit
  07/10/26
just to get the bonuses?
Nofapping Weed Whacker Indirect Expression
  07/10/26
no i did that when i was 21 but all the good ones had fees s...
Multi-colored Pit
  07/10/26
it's better for your credit to keep them open, my friend
Swashbuckling Primrose Candlestick Maker Hunting Ground
  07/10/26
true but also doesn't matter when you get older and have eno...
Multi-colored Pit
  07/10/26
Not just for the total credit limit. Credit score also value...
wine genital piercing meetinghouse
  07/10/26
0
180 sexy senate
  07/10/26
debt=poison
Crystalline Fighting Water Buffalo Whorehouse
  07/10/26
like 10, from when i used to churn. keeping them open helps ...
Swashbuckling Primrose Candlestick Maker Hunting Ground
  07/10/26
churning seems like such overkill for, what, like a thousand...
Nofapping Weed Whacker Indirect Expression
  07/10/26
imo there are no more good offers at all anymore
appetizing coldplay fan
  07/10/26
chase business ink is offering $1k rn. best i've seen in a l...
Nofapping Weed Whacker Indirect Expression
  07/10/26
Sapphire preferred is 100k bonus rn on $5000 spend in 3 mont...
bearded mood address
  07/10/26
yeah, i said used to churn. dont have time w kids to keep up...
Swashbuckling Primrose Candlestick Maker Hunting Ground
  07/10/26
I have something like 10 and like 5 with fees. Obviously I ...
bearded mood address
  07/10/26
Three. One for airline status. One for the best rewards. ...
Arousing bright heaven ratface
  07/10/26
I don't think corporate card should count for this?
slate abnormal selfie scourge upon the earth
  07/10/26
citi double cash chase freedom unlimited
Fuchsia indian lodge
  07/10/26
1, which is kind of irresponsible. If your one card gets...
lemon kitty cat
  07/10/26
3. Costco's, CSR, and Southwest (canceling, just used for th...
slate abnormal selfie scourge upon the earth
  07/10/26


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Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: Nofapping Weed Whacker Indirect Expression



(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49990862)



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: appetizing coldplay fan

1

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49990863)



Reply Favorite

Date: July 10th, 2026 1:21 PM
Author: vigorous offensive marketing idea house

4

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49990899)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: Nofapping Weed Whacker Indirect Expression

what purpose does each serve?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49990937)



Reply Favorite

Date: July 10th, 2026 2:17 PM
Author: vigorous offensive marketing idea house

dividing business and personal expenses / accumulating awards

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991055)



Reply Favorite

Date: July 10th, 2026 1:23 PM
Author: White Bonkers Blood Rage Piazza

Zero. Not flame

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49990903)



Reply Favorite

Date: July 10th, 2026 1:24 PM
Author: Canary ape center

3 plus an Amex but I have no idea where two of them are. Some drawer I guess. Too lazy to cancel them.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49990904)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: Nofapping Weed Whacker Indirect Expression

why multiple?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49990940)



Reply Favorite

Date: July 10th, 2026 2:06 PM
Author: Marvelous Chad Roommate

2

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991008)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: Nofapping Weed Whacker Indirect Expression

why more than 1?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991022)



Reply Favorite

Date: July 10th, 2026 3:19 PM
Author: Marvelous Chad Roommate

One is a legacy card that has no foreign transaction fees. Unsurprisingly, I use it abroad. It's also a VISA, so I can use it at Costco

One is my primary card in the US that does charge foreign transaction fees. Unsurprisingly, I use it as my primary card in the US and do not use it abroad. It's not a VISA, so I cannot use it at Costco

I don't pay an annual fee for either

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991200)



Reply Favorite

Date: July 10th, 2026 2:08 PM
Author: Multi-colored Pit

like 8 but 2 get used almost exclusively

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991012)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: Nofapping Weed Whacker Indirect Expression

why so many?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991021)



Reply Favorite

Date: July 10th, 2026 2:11 PM
Author: Multi-colored Pit

opened over the years, never canceled them. probably should

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991029)



Reply Favorite

Date: July 10th, 2026 2:12 PM
Author: Nofapping Weed Whacker Indirect Expression

just to get the bonuses?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991031)



Reply Favorite

Date: July 10th, 2026 2:18 PM
Author: Multi-colored Pit

no i did that when i was 21 but all the good ones had fees so i canceled those at that time

here's what i have

citi double cash - primary workhorse

costco visa - 4% cb on gas, 3% on restaurants, and also used at costco obviously. no foreign transaction fees. great card

amex blue cash - first card i opened in college, never use it but there for nostalgia's sake. and also one time i lost my wallet in nepal and amex was the only 180 company that gave me a cash advance immediately to get my bearings.

amex delta - this one should be canceled

capital one quicksilver - used to use this before i got the double cash. also no fx fees, decent card, should probably cancel

crate and barrel visa - i got like 2k worth of rewards from this when i bought a bunch of furniture, should cancel

chase sapphire reserve - fees are a bit too high now, will probably cancel next year

chase ink business - company card

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991056)



Reply Favorite

Date: July 10th, 2026 2:15 PM
Author: Swashbuckling Primrose Candlestick Maker Hunting Ground

it's better for your credit to keep them open, my friend

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991043)



Reply Favorite

Date: July 10th, 2026 2:21 PM
Author: Multi-colored Pit

true but also doesn't matter when you get older and have enough revolving limits. just for administrative expediency it's better to have only a few imho

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991063)



Reply Favorite

Date: July 10th, 2026 2:38 PM
Author: wine genital piercing meetinghouse

Not just for the total credit limit. Credit score also values length accounts have been open heh heh

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991115)



Reply Favorite

Date: July 10th, 2026 2:09 PM
Author: 180 sexy senate

0

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991014)



Reply Favorite

Date: July 10th, 2026 2:14 PM
Author: Crystalline Fighting Water Buffalo Whorehouse

debt=poison

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991037)



Reply Favorite

Date: July 10th, 2026 2:16 PM
Author: Swashbuckling Primrose Candlestick Maker Hunting Ground

like 10, from when i used to churn. keeping them open helps your credit score, not that i need credit for anything anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991048)



Reply Favorite

Date: July 10th, 2026 2:22 PM
Author: Nofapping Weed Whacker Indirect Expression

churning seems like such overkill for, what, like a thousand bucks a card at most maybe

thinking about opening a second just for a nice offer since i'm making a big purchase soon and will hit the minimum spend requirement easily but even then my instinct says why sully myself with this prole goy complex just for like $1k

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991069)



Reply Favorite

Date: July 10th, 2026 2:24 PM
Author: appetizing coldplay fan

imo there are no more good offers at all anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991076)



Reply Favorite

Date: July 10th, 2026 2:30 PM
Author: Nofapping Weed Whacker Indirect Expression

chase business ink is offering $1k rn. best i've seen in a long time on a no-fee card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991092)



Reply Favorite

Date: July 10th, 2026 8:28 PM
Author: bearded mood address

Sapphire preferred is 100k bonus rn on $5000 spend in 3 months.

Ideally you're getting cards where the benefits come out in your favor every year no matter what.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49992037)



Reply Favorite

Date: July 10th, 2026 3:53 PM
Author: Swashbuckling Primrose Candlestick Maker Hunting Ground

yeah, i said used to churn. dont have time w kids to keep up w this shit. easy to miss payments bc u forgot to set up some card on autopay, and it's just more mental effort to keep track of it all

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991291)



Reply Favorite

Date: July 10th, 2026 3:42 PM
Author: bearded mood address

I have something like 10 and like 5 with fees. Obviously I don't run balances but yeah, I use CC benefits/points all the time. About to get 100k points for Sapphire Preferred.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991256)



Reply Favorite

Date: July 10th, 2026 3:14 PM
Author: Arousing bright heaven ratface

Three. One for airline status. One for the best rewards. One corporate card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991193)



Reply Favorite

Date: July 10th, 2026 3:53 PM
Author: slate abnormal selfie scourge upon the earth

I don't think corporate card should count for this?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991288)



Reply Favorite

Date: July 10th, 2026 3:16 PM
Author: Fuchsia indian lodge

citi double cash

chase freedom unlimited

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991198)



Reply Favorite

Date: July 10th, 2026 3:36 PM
Author: lemon kitty cat

1, which is kind of irresponsible.

If your one card gets declined for whatever reason (technical glitch, actual or suspected fraud, etc.), you can find yourself in tough shape.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991239)



Reply Favorite

Date: July 10th, 2026 3:52 PM
Author: slate abnormal selfie scourge upon the earth

3. Costco's, CSR, and Southwest (canceling, just used for the sign up bonus).

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991283)