How many credit cards do you have?
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Date: July 10th, 2026 3:19 PM Author: navy fragrant partner gaming laptop
One is a legacy card that has no foreign transaction fees. Unsurprisingly, I use it abroad. It's also a VISA, so I can use it at Costco
One is my primary card in the US that does charge foreign transaction fees. Unsurprisingly, I use it as my primary card in the US and do not use it abroad. It's not a VISA, so I cannot use it at Costco
I don't pay an annual fee for either
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991200) |
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Date: July 10th, 2026 2:18 PM Author: dead charismatic forum goyim
no i did that when i was 21 but all the good ones had fees so i canceled those at that time
here's what i have
citi double cash - primary workhorse
costco visa - 4% cb on gas, 3% on restaurants, and also used at costco obviously. no foreign transaction fees. great card
amex blue cash - first card i opened in college, never use it but there for nostalgia's sake. and also one time i lost my wallet in nepal and amex was the only 180 company that gave me a cash advance immediately to get my bearings.
amex delta - this one should be canceled
capital one quicksilver - used to use this before i got the double cash. also no fx fees, decent card, should probably cancel
crate and barrel visa - i got like 2k worth of rewards from this when i bought a bunch of furniture, should cancel
chase sapphire reserve - fees are a bit too high now, will probably cancel next year
chase ink business - company card
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991056) |
Date: July 10th, 2026 3:36 PM Author: Vigorous church
1, which is kind of irresponsible.
If your one card gets declined for whatever reason (technical glitch, actual or suspected fraud, etc.), you can find yourself in tough shape.
(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2...id..#49991239) |
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