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State your mortgage interest rate before I engage you further!
| heady cruise ship ape | 08/17/26 |
| Up-to-no-good prole bbw | 08/17/26 |
| heady cruise ship ape | 08/17/26 |
| Up-to-no-good prole bbw | 08/18/26 |
| wild laughsome sound barrier | 08/18/26 |
| heady cruise ship ape | 08/18/26 |
| exciting principal's office black woman | 08/17/26 |
| Fluffy arousing center | 08/17/26 |
| dead station | 08/17/26 |
| wild laughsome sound barrier | 08/18/26 |
| Up-to-no-good prole bbw | 08/18/26 |
| obsidian sweet tailpipe | 08/18/26 |
| obsidian sweet tailpipe | 08/18/26 |
| cracking tan roommate | 08/18/26 |
| ocher hideous corn cake native | 08/18/26 |
| ocher hideous corn cake native | 08/18/26 |
| heady cruise ship ape | 08/18/26 |
| ocher hideous corn cake native | 08/19/26 |
| domesticated lodge boltzmann | 08/18/26 |
| contagious property | 08/18/26 |
| charismatic pearl filthpig laser beams | 08/18/26 |
| maniacal national | 08/19/26 |
| gibberish (?) | 08/19/26 |
| mewling elite sneaky criminal | 08/18/26 |
| Fragrant hall | 08/18/26 |
| Fragrant hall | 08/18/26 |
| awkward coral house | 08/18/26 |
| Startling dilemma | 08/18/26 |
| Wilbur in the Godhead | 08/19/26 |
| Brussels Sprout (Apropos of the Wet Snow) | 08/19/26 |
| Brussels Sprout (Apropos of the Wet Snow) | 08/19/26 |
| state your IQ before I engage you further | 08/19/26 |
| Brussels Sprout (Apropos of the Wet Snow) | 08/19/26 |
| Brussels Sprout (Apropos of the Wet Snow) | 08/19/26 |
| biglaw associate asking if link is worksafe @ 11pm | 08/19/26 |
| nu metal turntablist | 08/19/26 |
Poast new message in this thread
Date: August 17th, 2026 1:47 PM Author: heady cruise ship ape (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50073534) |
Date: August 17th, 2026 1:51 PM Author: Up-to-no-good prole bbw 1.25% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50073549) |
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Date: August 17th, 2026 1:54 PM Author: heady cruise ship ape How? (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50073558) |
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Date: August 18th, 2026 10:28 AM Author: Up-to-no-good prole bbw lol if u couldnt lock this in.. you have to know people (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075332) |
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Date: August 18th, 2026 10:28 AM Author: wild laughsome sound barrier (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075333) |
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Date: August 18th, 2026 7:04 PM Author: heady cruise ship ape (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50076471) |
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Date: August 17th, 2026 1:59 PM Author: exciting principal's office black woman 3.5% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50073579) |
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Date: August 17th, 2026 2:04 PM Author: Fluffy arousing center 2.25% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50073605) |
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Date: August 17th, 2026 2:06 PM Author: dead station 7.25% APR with 1 point (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50073608) |
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Date: August 18th, 2026 10:28 AM Author: wild laughsome sound barrier 2.15% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075334) |
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Date: August 18th, 2026 10:30 AM Author: Up-to-no-good prole bbw king (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075338) |
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Date: August 18th, 2026 10:32 AM Author: obsidian sweet tailpipe He's probably referring to his boomer kike landlord's interest rate (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075341) |
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Date: August 18th, 2026 10:29 AM Author: obsidian sweet tailpipe 5.5% LJL (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075335) |
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Date: August 18th, 2026 10:32 AM Author: cracking tan roommate 2.6% bitch
My life sucks btw |
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Date: August 18th, 2026 10:39 AM Author: ocher hideous corn cake native no mortgage (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075353) |
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Date: August 18th, 2026 10:42 AM Author: ocher hideous corn cake native lol lots of govt handout recipients ITT (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075360) |
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Date: August 18th, 2026 7:04 PM Author: heady cruise ship ape We're not discussing veterans. (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50076472) |
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Date: August 19th, 2026 5:48 AM Author: ocher hideous corn cake native anyone with a sub 5% mortgage took a govt handout. hth (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50077589) |
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Date: August 18th, 2026 10:43 AM Author: domesticated lodge boltzmann 3% did I maek it (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075362) |
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Date: August 18th, 2026 10:48 AM Author: contagious property 6.5% should I pay this off with a box loan? (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075369) |
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Date: August 18th, 2026 11:00 AM Author: charismatic pearl filthpig laser beams We got down to 1.79 on a 15 year fixed. I think that was before COVID, maybe 2019?. I make the last payment on that house next month. (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50075389) |
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Date: August 19th, 2026 8:01 AM Author: maniacal national Congrats on quickly paying off ur 1.79% mortgage (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50077619) |
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Date: August 19th, 2026 2:10 PM Author: gibberish (?) That's a rental. We never made extra payments so I guess I did lock that in 15 years ago. Im thinking about taking a new mortgage out on that house to fund a third home and I'd rent out our current place (3.2%).
We put an offer last month on a water front house that had a separate adu. I was going to rent that as well. However they wouldn't budge off their price which I think is about $100k too high. That's another thing, the realtors say shit like well around $1.1 or $1.2 million...umm that's a hundred fucking thousand dollar difference, not some decimal. |
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Date: August 18th, 2026 8:01 PM Author: mewling elite sneaky criminal I have no mortgage and I must demur. (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50076618) |
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Date: August 18th, 2026 8:08 PM Author: Fragrant hall 2.85%.
In Q2 2027 it goes adjustable.
I took it out early in COVID and rates were still dropping and they underwrote at a BS low appraisal value bc of COVID conservativeness. Plan was to refinance into a 30 year at a similar rate after 6-12 months taking ~$100k-$200k out with the corrected appraisal. But then I got busy. And by the time I got around to it, rates were up to like 4.5% and I chose to just stick with the adjustable.
Plan is to refinance it down to roughly 40% LTV. Monthly payment will not go up much with the paydown, but interest rate will be like 6.5% so plan will be to pay it down fairly aggressively.
I can't believe I fucked up by missing my refi window in 2020-2021. |
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Date: August 18th, 2026 8:13 PM Author: Fragrant hall Or maybe I'll pay it down to 30% LTV do the refinance at a 15 year for the lower interest rate. We'll see how the numbers plan out in 4-5 months. (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50076640) |
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Date: August 18th, 2026 8:28 PM Author: awkward coral house 1.875 15 year 10 years left get on my fucking level (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50076660) |
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Date: August 18th, 2026 8:29 PM Author: Startling dilemma 2.75% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50076662) |
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Date: August 19th, 2026 8:37 AM Author: Wilbur in the Godhead (Safari) No mortgage (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50077634) |
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Date: August 19th, 2026 8:52 AM Author: Brussels Sprout (Apropos of the Wet Snow) real talk: the Fed needs to consider cutting interest rates in order to revive a frozen housing market-- the people looking to buy a house deserve as much (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50077660) |
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Date: August 19th, 2026 8:59 AM Author: Brussels Sprout (Apropos of the Wet Snow) wow, Kevin Warsh must be lurking on this boart--thanks Chair! https://www.cnbc.com/2026/08/19/treasury-announces-upscaled-buyback-operation-for-longer-term-debt-sending-yields-lower.html |
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Date: August 19th, 2026 9:03 AM Author: state your IQ before I engage you further (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50077669) |
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Date: August 19th, 2026 9:07 AM Author: Brussels Sprout (Apropos of the Wet Snow) based on earnings yesterday and today, the housing and construction sector reflects a K shape economy where the upscale Home Depot stills prospers in the current frozen real estate market, while the prole Lowes is a sinking ship (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50077675) |
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Date: August 19th, 2026 9:25 AM Author: Brussels Sprout (Apropos of the Wet Snow) oops, it wasn't quantitative easing by the Fed--instead, it was Scott Bessent at Treasury that took necessary action, just like when he punched Elon Musk in the face inside the Oval Office -- at least Elon took it like a man (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50077692) |
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Date: August 19th, 2026 9:18 AM Author: biglaw associate asking if link is worksafe @ 11pm 2.99% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50077683) |
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Date: August 19th, 2026 2:12 PM Author: nu metal turntablist 6.375 (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2E#50078301) |