The most prestigious law school admissions discussion board in the world.
|
 |
 
|
How much $ does the typical person have liquid?
Poast new message in this thread
Date: May 24th, 2026 2:19 PM Author: Trip Ebony Reading Party Office Cash, brokerage account, whatever. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898475) |
Date: May 24th, 2026 2:26 PM Author: obsidian indian lodge gunner 2/3 of Americans live paycheck to paycheck so the median person probably has around $0 liquid. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898494) |
 |
Date: May 24th, 2026 2:30 PM Author: Trip Ebony Reading Party Office Literally not a few bucks in his or her pocket? (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898496) |
|
Date: May 24th, 2026 3:08 PM Author: obsidian indian lodge gunner For every moment they have $40 cash on them, there's another moment a different time in the month where they have <>nocash<> and are overdrawn by $40. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898563) |
|
Date: May 24th, 2026 4:43 PM Author: emerald national security agency Even Steven (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898685) |
|
Date: May 24th, 2026 2:31 PM Author: cerebral bat-shit-crazy pozpig pit like $200-$500
not even joking |
|
Date: May 24th, 2026 2:33 PM Author: maroon mewling space You can't ask about the "typical person" in 2026. This isn't 1960. Be specific about which Caste you're talking about.
One single drop of Scum and they have nothing. it was already spent.
High Losers amass immense liquidity cushions because they know they're screwed/first to be laid off/most likely not getting tenure. A Loser who makes like 50k probably has 150k liquid in order to avoid Homelessness.
If Jocks/Preps ace OCI and get lifestyle creep then they might not be liquid even if their net worth dwarf yours (much like your height) |
|
Date: May 24th, 2026 4:07 PM Author: exhilarant anal ticket booth chad yeah every Scumbag has a maxed out Credit One with late fees and accrued interest along with a truck loan at 22% interest and $1000k monthly payment, probably a Personal Loan for no fathomable reason too.
I am at about 90,000K liquidity atm tyvm. |
|
Date: May 24th, 2026 4:41 PM Author: maroon mewling space With VHCOL that’s like 6 months imo (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898681) |
|
Date: May 24th, 2026 5:24 PM Author: exhilarant anal ticket booth chad i'm aware which is why I only buy stocks and indie games (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898770) |
|
Date: May 24th, 2026 5:28 PM Author: maroon mewling space Are you getting a 10th Gen Console (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898774) |
|
Date: May 24th, 2026 5:29 PM Author: exhilarant anal ticket booth chad you mean other than my decisive Switch 2 victory? hell yeah I am. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898777) |
|
Date: May 24th, 2026 6:06 PM Author: maroon mewling space https://www.xoxohth.com/thread.php?thread_id=5868749&mc=1&forum_id=2 (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898827) |
|
Date: May 24th, 2026 2:34 PM Author: Transparent exciting sanctuary personal credit line median checking account balance is several thousand dollars and more than 90% of adults have a checking account (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898506) |
|
Date: May 24th, 2026 3:22 PM Author: Trip Ebony Reading Party Office I wonder what percent have a million+ liquid. Is it even 1%? (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898583) |
|
Date: May 24th, 2026 3:42 PM Author: Transparent exciting sanctuary personal credit line does liquid mean physical cash or depository account balance? i doubt 1% have $1 million measured that way (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898591) |
|
Date: May 24th, 2026 3:44 PM Author: Trip Ebony Reading Party Office Physical cash, bank accounts, brokerage accounts, maybe Crypto, maybe app shit like Venmo and CashApp. Basically money in a form that can be accessed within a few days. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898593) |
|
Date: May 24th, 2026 5:29 PM Author: Cream kitchen What about my wife's pussy? I can convert that to cash (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898776) |
|
Date: May 25th, 2026 8:16 AM Author: clear idiot it's very liquid (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49899658) |
|
Date: May 24th, 2026 3:37 PM Author: fragrant magical brunch hairy legs honestly i have like 1 bottle of juice and maybe some plant based milk at any given time so definitely less than 100 fl oz or approximately $6 - 8 dollars worth (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898589) |
|
Date: May 24th, 2026 3:47 PM Author: coiffed trust fund hospital the concept of "liquid" is retarded. sure if ur money is tied in a home thats one thing but if its stocks and bond etfs u can pull that shit out in 2-3 days
but most amerishits dont even have stocks and bonds so real answer is prob somewhere between $500-5000
when i did shitlol most of my clients were mega broke and they werent even bottom 25%, like these furks were totally living paycheck to paycheck and on CC's, 90% of amerikkkans are furking retarded, the rest are NOWAG NOWIG or KIKE |
|
Date: May 25th, 2026 8:16 AM Author: clear idiot most people with stocks and bonds have them in roths and 401s and can't pull them out without a big penalty. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49899659) |
|
Date: May 25th, 2026 8:21 AM Author: Fluffy Vibrant Locale Stocks and bonds are considered liquid assets (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49899662) |
|
Date: May 25th, 2026 2:05 PM Author: coiffed trust fund hospital never heard this before, nigga (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49900073) |
|
Date: May 26th, 2026 10:47 AM Author: Fluffy Vibrant Locale You thought the term "liquid assets" referred only to cash or something? (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49901939) |
|
Date: May 27th, 2026 10:14 AM Author: violet double fault TT thinks "liquid assets" refer to JUICE (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49903745) |
|
Date: May 24th, 2026 4:09 PM Author: alcoholic hell jew Does it count as "liquid" if it is in a 401k or other retirement account? If I am willing to pay the tax and penalty on my retirement accounts, I have around $2M liquid. If not, then I have like $20k liquid. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898626) |
|
Date: May 24th, 2026 4:11 PM Author: exhilarant anal ticket booth chad retirement is obviously not liquid wtf. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898631) |
|
Date: May 25th, 2026 8:23 AM Author: Fluffy Vibrant Locale Stocks and bonds are liquid assets so effectively the liquid worth of a retirement account is the current market value minus the theoretical penalty if you were to sell early (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49899664) |
|
Date: May 24th, 2026 4:42 PM Author: emerald national security agency Maybe $800 (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898684) |
|
Date: May 24th, 2026 5:20 PM Author: Aromatic roast beef rehab Absolutely disgusted by the definitions of "liquidity" ITT (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49898757) |
|
Date: May 25th, 2026 6:19 AM Author: irradiated international law enforcement agency field It would be interesting to know what the typical household situation is of 40 year old with a college degree living in large metro area. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49899624) |
|
Date: May 25th, 2026 8:23 AM Author: erotic aquamarine party of the first part step-uncle's house probably like $2-3k at most. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49899665) |
|
Date: May 25th, 2026 8:58 AM Author: Soul-stirring Fuchsia Circlehead Juggernaut 1st of the month, 5k
30th of the month, 1k |
|
Date: May 25th, 2026 9:16 AM Author: heady philosopher-king few thousand, i reckon (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49899696) |
|
Date: May 25th, 2026 9:35 AM Author: white kitty cat Probably a couple million if you count bonds (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49899717) |
|
Date: May 26th, 2026 10:52 AM Author: Racy trailer park milk series EE don't count. (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49901954) |
|
Date: May 27th, 2026 9:02 AM Author: white kitty cat I think this is flame, you should count them at a discounted value (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49903688) |
|
Date: May 27th, 2026 9:36 AM Author: Racy trailer park milk (guy who just admitted to owning EE 'grandma' bonds) (http://www.autoadmit.com/thread.php?thread_id=5868748&forum_id=2E#49903704) |
|
Date: May 27th, 2026 10:37 AM Author: Embarrassed to the bone contagious den AI Overview According to the Federal Reserve’s Survey of Consumer Finances, the average checking/transaction account balance in the U.S. is $16,891. However, because massive balances skew averages upward, median balances give a better representation of what most Americans actually hold. The median transaction account balance by age group is as follows: Age Group Median Balance Under 35 $5,400 35–44 $7,500 45–54 $8,700 55–64 $8,000 65–74 $13,400 75 and older $10,000 Note: These figures include both checking and savings balances used for day-to-day transactions and do not include long-term investments like 401(k)s or IRAs. For a closer look at the data, see the full report on the Investopedia Average U.S. Bank Balance Analysis.
The breakdown of average versus median net worth across different age groups is as follows: Age Bracket Average Net Worth Median Net Worth Under 35 $183,500 $39,000 35–44 $549,600 $135,600 45–54 $975,800 $247,200 55–64 $1.57 million $364,500 65–74 $1.79 million $410,000 75 and older $1.62 million $334,700 |