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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
frozen heaven main people
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Trip Metal Public Bath Liquid Oxygen
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
frozen heaven main people
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
opaque self-absorbed newt
  12/15/25
u sound mad
fighting curious associate
  12/14/25
go to grad school
Learning Disabled Striped Hyena Keepsake Machete
  12/14/25
...
Odious Bawdyhouse
  12/14/25
Post bacc MD cr?
frozen heaven main people
  12/15/25
yeah you gotta be careful though. some are better than other...
Learning Disabled Striped Hyena Keepsake Machete
  12/15/25
time for you to pay off mine
Jet-lagged Maize Lodge
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Fiercely-loyal concupiscible black woman
  12/15/25
...
fighting curious associate
  12/15/25
...
high-end quadroon brunch
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Learning Disabled Striped Hyena Keepsake Machete
  12/15/25
I have zero debt, I love my freedom.
Fiercely-loyal concupiscible black woman
  12/15/25
...
dashing bbw
  12/15/25
you won this gen
alcoholic internet-worthy step-uncle's house coldplay fan
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
electric hell genital piercing
  12/15/25
current weight?
aqua stirring dilemma
  12/15/25
372 or so. It's been a rough holiday season.
electric hell genital piercing
  12/15/25
what are some things that have happened to you that forced y...
bipolar pale trump supporter
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
electric hell genital piercing
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
wonderful insane french chef
  12/15/25
how much was the original loan balance and how much (((inter...
wonderful insane french chef
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
frozen heaven main people
  12/15/25
I want to stab you
navy ticket booth
  12/15/25
Being echo gen x has its privileges
frozen heaven main people
  12/15/25
hookers and blow? pretty much whatever you want
Unholy Rambunctious Range
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Charismatic scarlet marketing idea fanboi
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Rose razzle factory reset button
  12/15/25
Around 2007 and 2008, there were some great rates.
boyish pungent knife
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
frozen heaven main people
  12/15/25
Undergrad?
boyish pungent knife
  12/16/25
...
Fiercely-loyal concupiscible black woman
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
boyish pungent knife
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Rose razzle factory reset button
  12/15/25
two girls, same time
diverse property
  12/15/25
borrow more money from jews asap
flushed frum plaza son of senegal
  12/15/25
Uncle Sam is a goy, shitlib
frozen heaven main people
  12/15/25
who benefits? COHEN BENEFITS!
flushed frum plaza son of senegal
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: frozen heaven main people

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Trip Metal Public Bath Liquid Oxygen

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: frozen heaven main people

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: opaque self-absorbed newt

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: fighting curious associate

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Learning Disabled Striped Hyena Keepsake Machete

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Odious Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: frozen heaven main people

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Learning Disabled Striped Hyena Keepsake Machete

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Jet-lagged Maize Lodge

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Fiercely-loyal concupiscible black woman

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: fighting curious associate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: high-end quadroon brunch



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Learning Disabled Striped Hyena Keepsake Machete

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Fiercely-loyal concupiscible black woman

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: dashing bbw



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: alcoholic internet-worthy step-uncle's house coldplay fan

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: electric hell genital piercing

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: aqua stirring dilemma

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: electric hell genital piercing

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: bipolar pale trump supporter

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: electric hell genital piercing

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: wonderful insane french chef

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: wonderful insane french chef

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: frozen heaven main people

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: navy ticket booth

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: frozen heaven main people

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Unholy Rambunctious Range

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Charismatic scarlet marketing idea fanboi

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Rose razzle factory reset button

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: boyish pungent knife

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: frozen heaven main people

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: boyish pungent knife

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Fiercely-loyal concupiscible black woman



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: boyish pungent knife

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Rose razzle factory reset button

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: diverse property

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: flushed frum plaza son of senegal

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: frozen heaven main people

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: flushed frum plaza son of senegal

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Vannesa#49512587)