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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Apoplectic Unhinged Gas Station
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Razzmatazz national security agency
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Apoplectic Unhinged Gas Station
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
rambunctious exciting point immigrant
  12/15/25
u sound mad
snowy big theatre ape
  12/14/25
go to grad school
dashing yarmulke
  12/14/25
...
dead brethren step-uncle's house
  12/14/25
Post bacc MD cr?
Apoplectic Unhinged Gas Station
  12/15/25
yeah you gotta be careful though. some are better than other...
dashing yarmulke
  12/15/25
time for you to pay off mine
heady black garrison mexican
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Blathering comical meetinghouse pisswyrm
  12/15/25
...
snowy big theatre ape
  12/15/25
...
nubile nibblets
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
dashing yarmulke
  12/15/25
I have zero debt, I love my freedom.
Blathering comical meetinghouse pisswyrm
  12/15/25
...
Dull territorial affirmative action gunner
  12/15/25
you won this gen
orange sick cumskin chad
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Curious poppy hairy legs
  12/15/25
current weight?
wonderful translucent property depressive
  12/15/25
372 or so. It's been a rough holiday season.
Curious poppy hairy legs
  12/15/25
what are some things that have happened to you that forced y...
Mentally impaired public bath puppy
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Curious poppy hairy legs
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
seedy native
  12/15/25
how much was the original loan balance and how much (((inter...
seedy native
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Apoplectic Unhinged Gas Station
  12/15/25
I want to stab you
pink volcanic crater
  12/15/25
Being echo gen x has its privileges
Apoplectic Unhinged Gas Station
  12/15/25
hookers and blow? pretty much whatever you want
opaque box office double fault
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
claret cracking dog poop
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Soul-stirring Yapping Trailer Park Corn Cake
  12/15/25
Around 2007 and 2008, there were some great rates.
Exhilarant Deer Antler Abode
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Apoplectic Unhinged Gas Station
  12/15/25
Undergrad?
Exhilarant Deer Antler Abode
  12/16/25
...
Blathering comical meetinghouse pisswyrm
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Exhilarant Deer Antler Abode
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Soul-stirring Yapping Trailer Park Corn Cake
  12/15/25
two girls, same time
thriller lake half-breed
  12/15/25
borrow more money from jews asap
titillating disturbing orchestra pit blood rage
  12/15/25
Uncle Sam is a goy, shitlib
Apoplectic Unhinged Gas Station
  12/15/25
who benefits? COHEN BENEFITS!
titillating disturbing orchestra pit blood rage
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Apoplectic Unhinged Gas Station

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Razzmatazz national security agency

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Apoplectic Unhinged Gas Station

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: rambunctious exciting point immigrant

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: snowy big theatre ape

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: dashing yarmulke

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: dead brethren step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Apoplectic Unhinged Gas Station

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: dashing yarmulke

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: heady black garrison mexican

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Blathering comical meetinghouse pisswyrm

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: snowy big theatre ape



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: nubile nibblets



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: dashing yarmulke

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Blathering comical meetinghouse pisswyrm

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Dull territorial affirmative action gunner



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: orange sick cumskin chad

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Curious poppy hairy legs

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: wonderful translucent property depressive

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Curious poppy hairy legs

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Mentally impaired public bath puppy

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Curious poppy hairy legs

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: seedy native

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: seedy native

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Apoplectic Unhinged Gas Station

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: pink volcanic crater

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Apoplectic Unhinged Gas Station

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: opaque box office double fault

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: claret cracking dog poop

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Soul-stirring Yapping Trailer Park Corn Cake

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Exhilarant Deer Antler Abode

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Apoplectic Unhinged Gas Station

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Exhilarant Deer Antler Abode

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Blathering comical meetinghouse pisswyrm



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Exhilarant Deer Antler Abode

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Soul-stirring Yapping Trailer Park Corn Cake

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: thriller lake half-breed

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: titillating disturbing orchestra pit blood rage

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Apoplectic Unhinged Gas Station

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: titillating disturbing orchestra pit blood rage

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512587)