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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Topaz Legend
  12/14/25
Congrats on paying off ur absolute lowest cost liability
chartreuse shrine personal credit line
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Topaz Legend
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
talented menage giraffe
  12/15/25
u sound mad
aqua boyish son of senegal
  12/14/25
go to grad school
emerald free-loading athletic conference point
  12/14/25
...
Tantric gunner
  12/14/25
Post bacc MD cr?
Topaz Legend
  12/15/25
yeah you gotta be careful though. some are better than other...
emerald free-loading athletic conference point
  12/15/25
time for you to pay off mine
flesh ticket booth halford
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
swashbuckling silver private investor
  12/15/25
...
aqua boyish son of senegal
  12/15/25
...
Cobalt gay wizard keepsake machete
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
emerald free-loading athletic conference point
  12/15/25
I have zero debt, I love my freedom.
swashbuckling silver private investor
  12/15/25
...
opaque blood rage forum
  12/15/25
you won this gen
arrogant pistol
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
obsidian vigorous round eye parlour
  12/15/25
current weight?
Buff passionate sound barrier sanctuary
  12/15/25
372 or so. It's been a rough holiday season.
obsidian vigorous round eye parlour
  12/15/25
what are some things that have happened to you that forced y...
blathering dashing twinkling uncleanness
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
obsidian vigorous round eye parlour
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Razzle Cyan Plaza Boistinker
  12/15/25
how much was the original loan balance and how much (((inter...
Razzle Cyan Plaza Boistinker
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Topaz Legend
  12/15/25
I want to stab you
adventurous hairy legs
  12/15/25
Being echo gen x has its privileges
Topaz Legend
  12/15/25
hookers and blow? pretty much whatever you want
Balding elastic band
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
outnumbered thirsty sex offender windowlicker
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Trip patrolman
  12/15/25
Around 2007 and 2008, there were some great rates.
very tactful jewess national
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Topaz Legend
  12/15/25
Undergrad?
very tactful jewess national
  12/16/25
...
swashbuckling silver private investor
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
very tactful jewess national
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Trip patrolman
  12/15/25
two girls, same time
soul-stirring puppy
  12/15/25
borrow more money from jews asap
Bright floppy senate karate
  12/15/25
Uncle Sam is a goy, shitlib
Topaz Legend
  12/15/25
who benefits? COHEN BENEFITS!
Bright floppy senate karate
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Topaz Legend

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: chartreuse shrine personal credit line

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Topaz Legend

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: talented menage giraffe

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: aqua boyish son of senegal

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: emerald free-loading athletic conference point

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Tantric gunner



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Topaz Legend

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: emerald free-loading athletic conference point

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: flesh ticket booth halford

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: swashbuckling silver private investor

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: aqua boyish son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Cobalt gay wizard keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: emerald free-loading athletic conference point

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: swashbuckling silver private investor

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: opaque blood rage forum



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: arrogant pistol

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: obsidian vigorous round eye parlour

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Buff passionate sound barrier sanctuary

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: obsidian vigorous round eye parlour

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: blathering dashing twinkling uncleanness

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: obsidian vigorous round eye parlour

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Razzle Cyan Plaza Boistinker

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Razzle Cyan Plaza Boistinker

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Topaz Legend

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: adventurous hairy legs

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Topaz Legend

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Balding elastic band

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: outnumbered thirsty sex offender windowlicker

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Trip patrolman

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: very tactful jewess national

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Topaz Legend

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: very tactful jewess national

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: swashbuckling silver private investor



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: very tactful jewess national

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Trip patrolman

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: soul-stirring puppy

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Bright floppy senate karate

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Topaz Legend

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Bright floppy senate karate

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2most#49512587)