The most prestigious law school admissions discussion board in the world.
|
 |
 
|
irl goy here, what's the reason *not* to use Klarna?
| talking bistre indian lodge knife | 12/04/25 |
| cruel-hearted chartreuse lettuce crotch | 12/04/25 |
| talking bistre indian lodge knife | 12/04/25 |
| Cheese-eating feces | 12/04/25 |
| charcoal splenetic sneaky criminal address | 12/04/25 |
| swashbuckling kitchen | 12/04/25 |
| glittery stage gunner | 12/04/25 |
| swashbuckling kitchen | 12/04/25 |
| Sick regret depressive | 12/04/25 |
| Cerebral abnormal foreskin whorehouse | 12/04/25 |
| Provocative startling public bath gaping | 12/04/25 |
| bossy slap-happy roast beef headpube | 12/04/25 |
| concupiscible double fault station | 12/04/25 |
| thriller flatulent stock car | 12/04/25 |
| vigorous crawly cuckoldry cruise ship | 12/04/25 |
| Autistic Aggressive Police Squad Lodge | 12/04/25 |
| vigorous crawly cuckoldry cruise ship | 12/04/25 |
| sienna heaven mexican | 12/04/25 |
| curious primrose church building personal credit line | 12/04/25 |
| Indecent coldplay fan set | 12/04/25 |
| pontificating maroon mediation spot | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| soul-stirring telephone | 12/04/25 |
| talking bistre indian lodge knife | 12/04/25 |
| soul-stirring telephone | 12/04/25 |
| infuriating elastic band voyeur | 12/04/25 |
| talking bistre indian lodge knife | 12/04/25 |
| soul-stirring telephone | 12/04/25 |
| self-absorbed rigor | 12/04/25 |
| charcoal splenetic sneaky criminal address | 12/04/25 |
| indigo mewling principal's office boistinker | 12/04/25 |
| Cerebral abnormal foreskin whorehouse | 12/04/25 |
| walnut toilet seat | 12/04/25 |
| mahogany famous landscape painting | 12/04/25 |
| Orchid patrolman | 12/04/25 |
| talking bistre indian lodge knife | 12/04/25 |
| Dashing shrine | 12/04/25 |
| Canary sandwich | 12/04/25 |
| charcoal splenetic sneaky criminal address | 12/04/25 |
| Bipolar hateful base | 12/04/25 |
| just be racist | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: talking bistre indian lodge knife I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: cruel-hearted chartreuse lettuce crotch there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49482999) |
 |
Date: December 4th, 2025 11:00 AM Author: talking bistre indian lodge knife is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483005) |
|
Date: December 4th, 2025 11:01 AM Author: Cheese-eating feces https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483007) |
|
Date: December 4th, 2025 12:03 PM Author: charcoal splenetic sneaky criminal address (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483228) |
|
Date: December 4th, 2025 11:00 AM Author: swashbuckling kitchen they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
|
Date: December 4th, 2025 11:26 AM Author: glittery stage gunner What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483081) |
|
Date: December 4th, 2025 11:33 AM Author: swashbuckling kitchen ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483109) |
|
Date: December 4th, 2025 11:10 AM Author: Sick regret depressive A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483020) |
|
Date: December 4th, 2025 11:34 AM Author: Cerebral abnormal foreskin whorehouse you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483113) |
|
Date: December 4th, 2025 3:54 PM Author: Provocative startling public bath gaping My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483996) |
|
Date: December 4th, 2025 11:30 AM Author: bossy slap-happy roast beef headpube This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483100) |
|
Date: December 4th, 2025 11:44 AM Author: concupiscible double fault station (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483150) |
|
Date: December 4th, 2025 11:52 AM Author: thriller flatulent stock car (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483184) |
|
Date: December 4th, 2025 12:04 PM Author: vigorous crawly cuckoldry cruise ship (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483229) |
|
Date: December 4th, 2025 12:23 PM Author: Autistic Aggressive Police Squad Lodge The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
|
Date: December 4th, 2025 12:24 PM Author: vigorous crawly cuckoldry cruise ship I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483292) |
|
Date: December 4th, 2025 2:21 PM Author: sienna heaven mexican this is yet another layer of jewish debt magic underneath your credit card debt
|
|
Date: December 4th, 2025 2:15 PM Author: curious primrose church building personal credit line (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483648) |
|
Date: December 4th, 2025 2:19 PM Author: Indecent coldplay fan set This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
|
Date: December 4th, 2025 2:45 PM Author: pontificating maroon mediation spot You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483719) |
|
Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49792116) |
|
Date: December 4th, 2025 11:36 AM Author: soul-stirring telephone the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
|
Date: December 4th, 2025 11:37 AM Author: talking bistre indian lodge knife nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483120) |
|
Date: December 4th, 2025 11:38 AM Author: soul-stirring telephone i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483125) |
|
Date: December 4th, 2025 11:55 AM Author: infuriating elastic band voyeur let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483194) |
|
Date: December 4th, 2025 12:02 PM Author: talking bistre indian lodge knife dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483220) |
|
Date: December 4th, 2025 12:04 PM Author: soul-stirring telephone rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483232) |
|
Date: December 4th, 2025 11:38 AM Author: self-absorbed rigor Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483123) |
|
Date: December 4th, 2025 12:02 PM Author: charcoal splenetic sneaky criminal address (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483221) |
|
Date: December 4th, 2025 11:43 AM Author: indigo mewling principal's office boistinker How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483140) |
|
Date: December 4th, 2025 11:46 AM Author: Cerebral abnormal foreskin whorehouse (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483156) |
|
Date: December 4th, 2025 11:47 AM Author: walnut toilet seat Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483159) |
|
Date: December 4th, 2025 11:48 AM Author: mahogany famous landscape painting (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483165) |
|
Date: December 4th, 2025 11:51 AM Author: Orchid patrolman https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483180) |
|
Date: December 4th, 2025 11:56 AM Author: talking bistre indian lodge knife we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483198) |
|
Date: December 4th, 2025 11:58 AM Author: Dashing shrine (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483205) |
|
Date: December 4th, 2025 3:47 PM Author: Canary sandwich (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483977) |
|
Date: December 4th, 2025 12:02 PM Author: charcoal splenetic sneaky criminal address Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483222) |
|
Date: December 4th, 2025 2:14 PM Author: Bipolar hateful base Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49483643) |
|
Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2most#49792117) |