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You can tell Clique based on insurance rates of Cars
| cowgod | 03/28/26 |
| cowgod | 03/28/26 |
| Nothing Ever Happens | 03/28/26 |
| cowgod | 03/28/26 |
| peeface | 03/28/26 |
| cowgod | 03/28/26 |
| peeface | 03/28/26 |
| cowgod | 03/28/26 |
| peeface | 03/28/26 |
| Pope Leo XXX | 03/28/26 |
| peeface | 03/28/26 |
| cowgod | 03/28/26 |
| peeface | 03/28/26 |
Poast new message in this thread
Date: March 28th, 2026 9:01 PM Author: cowgod Sporty Cars:
Liability pressure (cheapest → most expensive) Mazda MX-5 Miata: Loser (Loseriest Loser) Subaru BRZ / Toyota GR86: Loser Toyota Supra: Loser Chevrolet Camaro: Scumbag. rates attenuated by boomer/Gen X hobbyists Ford Mustang: Scumbag. rates attenuated by boomer/Gen X hobbyists. Nissan 370Z: Scumloser with bad credit BMW M3: High Loser with something to prove Dodge Challenger: Scumbag with something to prove |
Date: March 28th, 2026 9:14 PM Author: cowgod also if you're a Loser, people assume you suck at driving even if actuarially you go like 20 years between accidents on average and aren't even at fault, you still look like a fag if you aren't pulling out in front of people from time to time or whatever. Also I do certain things autistically like rev the engine pretty hard once I'm going over like 15 mph bc I know it's not "bad" bc of Engineering, but also don't go 99 mph like uberproles, and also coast to red lights rather than speeding into them like proles but if I were an uber driver I'd get 1 star reviews, people would be like this guy is a joke, simultaneously looking like a maniac and fag from their POV. actuarial tables show the truth but irl people are like where did this Loser learn how to drive. one of the many terrible burdens of being a Loser irl. (http://www.autoadmit.com/thread.php?thread_id=5851068&forum_id=2most#49777526) |
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Date: March 28th, 2026 9:21 PM Author: Nothing Ever Happens (🧐) Wtf does your op have to do with insurance rates
You're losing your goddamn marbles |
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Date: March 28th, 2026 9:22 PM Author: cowgod Liability pressure i.e. the relative rates on a liability-only policy which are the best proxy in terms of being a profile of the driver's Clique. Miata = Loser = Cheap. Dodge = Scummiest = expensive (http://www.autoadmit.com/thread.php?thread_id=5851068&forum_id=2most#49777543) |
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Date: March 28th, 2026 9:24 PM Author: peeface do insurance companies actually charge different rates on different brands of cars unrelated to their replacement cost? (http://www.autoadmit.com/thread.php?thread_id=5851068&forum_id=2most#49777548) |
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Date: March 28th, 2026 9:27 PM Author: cowgod you're damn right they do. I am talking about the liability-only rates, which provides maximum clarity. i.e. the state minimum coverage where you only have coverage for at-fault accidents for damage done to others' property. So it has nothing to do with repair costs of the specific vehicle. literally just the driver profile and whatever safety/driving characteristics endemic to the vehicle, plus how or where it's used.
you can check this yourself online, just Pretend you're getting a quote on some Scummobile and see the rate difference, or if you're lazy and have irl friends just ask a friend who drives something with a V8 or equivalent in power + sporty and they probably pay 2x what you do |
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Date: March 28th, 2026 9:30 PM Author: peeface hmm. i guess i'll be sticking to my goymobiles.
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Date: March 28th, 2026 9:31 PM Author: cowgod whats a goymobile (http://www.autoadmit.com/thread.php?thread_id=5851068&forum_id=2most#49777560) |
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Date: March 28th, 2026 9:34 PM Author: peeface boring sedans. (http://www.autoadmit.com/thread.php?thread_id=5851068&forum_id=2most#49777564) |
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Date: March 28th, 2026 9:43 PM Author: Pope Leo XXX would a Mercedes S-Class or XC90 be one or are we talking Toyota Camry (http://www.autoadmit.com/thread.php?thread_id=5851068&forum_id=2most#49777588) |
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Date: March 28th, 2026 9:50 PM Author: peeface volvo sedans. sadly now discontinued in north america. a long line of purchases come to an end. (((they))) win.
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Date: March 28th, 2026 9:55 PM Author: cowgod crazy how "traditional sedans" got killed by Short Women who can't see over the dashboard of a Normal Car or whatever the fuck. This country used to be ruled by Tall Guys. (http://www.autoadmit.com/thread.php?thread_id=5851068&forum_id=2most#49777607) |
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Date: March 28th, 2026 9:57 PM Author: peeface hey lady, i know you can't drive, so why don't we give you something a lot bigger and heavier to crash into other people
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