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State your mortgage interest rate before I engage you further!

...
Submissive Temple Mental Disorder
  08/17/26
1.25%
translucent zombie-like affirmative action hospital
  08/17/26
How?
Submissive Temple Mental Disorder
  08/17/26
lol if u couldnt lock this in.. you have to know people
translucent zombie-like affirmative action hospital
  08/18/26
...
Dashing chad institution
  08/18/26
...
Submissive Temple Mental Disorder
  08/18/26
3.5%
smoky floppy bbw property
  08/17/26
2.25%
aphrodisiac clown pisswyrm
  08/17/26
7.25% APR with 1 point
geriatric base
  08/17/26
2.15%
Dashing chad institution
  08/18/26
king
translucent zombie-like affirmative action hospital
  08/18/26
He's probably referring to his boomer kike landlord's intere...
exciting volcanic crater
  08/18/26
5.5% LJL
exciting volcanic crater
  08/18/26
2.6% bitch My life sucks btw
spectacular box office skinny woman
  08/18/26
no mortgage
Azure maniacal address immigrant
  08/18/26
lol lots of govt handout recipients ITT
Azure maniacal address immigrant
  08/18/26
We're not discussing veterans.
Submissive Temple Mental Disorder
  08/18/26
anyone with a sub 5% mortgage took a govt handout. hth
Azure maniacal address immigrant
  08/19/26
3% did I maek it
Mind-boggling shrine
  08/18/26
6.5% should I pay this off with a box loan?
Fuchsia Cowardly Cuck
  08/18/26
We got down to 1.79 on a 15 year fixed. I think that was bef...
zippy iridescent roommate newt
  08/18/26
Congrats on quickly paying off ur 1.79% mortgage
Chartreuse swashbuckling knife
  08/19/26
That's a rental. We never made extra payments so I guess I d...
zippy iridescent roommate newt
  08/19/26
I have no mortgage and I must demur.
Duck-like chapel telephone
  08/18/26
2.85%. In Q2 2027 it goes adjustable. I took it out ...
Clear athletic conference cruise ship
  08/18/26
Or maybe I'll pay it down to 30% LTV do the refinance at a 1...
Clear athletic conference cruise ship
  08/18/26
1.875 15 year 10 years left get on my fucking level
Big alpha background story
  08/18/26
2.75%
pearl wild legend
  08/18/26
No mortgage
dead ruddy messiness
  08/19/26
real talk: the Fed needs to consider cutting interest rates ...
geriatric base
  08/19/26
wow, Kevin Warsh must be lurking on this boart--thanks Chair...
geriatric base
  08/19/26
...
vivacious maroon dilemma
  08/19/26
based on earnings yesterday and today, the housing and const...
geriatric base
  08/19/26
oops, it wasn't quantitative easing by the Fed--instead, it ...
geriatric base
  08/19/26
2.99%
Coiffed place of business national
  08/19/26
6.375
red excitant stag film
  08/19/26


Poast new message in this thread



Reply Favorite

Date: August 17th, 2026 1:47 PM
Author: Submissive Temple Mental Disorder



(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50073534)



Reply Favorite

Date: August 17th, 2026 1:51 PM
Author: translucent zombie-like affirmative action hospital

1.25%

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50073549)



Reply Favorite

Date: August 17th, 2026 1:54 PM
Author: Submissive Temple Mental Disorder

How?

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50073558)



Reply Favorite

Date: August 18th, 2026 10:28 AM
Author: translucent zombie-like affirmative action hospital

lol if u couldnt lock this in.. you have to know people

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075332)



Reply Favorite

Date: August 18th, 2026 10:28 AM
Author: Dashing chad institution



(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075333)



Reply Favorite

Date: August 18th, 2026 7:04 PM
Author: Submissive Temple Mental Disorder



(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50076471)



Reply Favorite

Date: August 17th, 2026 1:59 PM
Author: smoky floppy bbw property

3.5%

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50073579)



Reply Favorite

Date: August 17th, 2026 2:04 PM
Author: aphrodisiac clown pisswyrm

2.25%

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50073605)



Reply Favorite

Date: August 17th, 2026 2:06 PM
Author: geriatric base

7.25% APR with 1 point

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50073608)



Reply Favorite

Date: August 18th, 2026 10:28 AM
Author: Dashing chad institution

2.15%

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075334)



Reply Favorite

Date: August 18th, 2026 10:30 AM
Author: translucent zombie-like affirmative action hospital

king

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075338)



Reply Favorite

Date: August 18th, 2026 10:32 AM
Author: exciting volcanic crater

He's probably referring to his boomer kike landlord's interest rate

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075341)



Reply Favorite

Date: August 18th, 2026 10:29 AM
Author: exciting volcanic crater

5.5% LJL

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075335)



Reply Favorite

Date: August 18th, 2026 10:32 AM
Author: spectacular box office skinny woman

2.6% bitch

My life sucks btw

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075340)



Reply Favorite

Date: August 18th, 2026 10:39 AM
Author: Azure maniacal address immigrant

no mortgage

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075353)



Reply Favorite

Date: August 18th, 2026 10:42 AM
Author: Azure maniacal address immigrant

lol lots of govt handout recipients ITT

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075360)



Reply Favorite

Date: August 18th, 2026 7:04 PM
Author: Submissive Temple Mental Disorder

We're not discussing veterans.

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50076472)



Reply Favorite

Date: August 19th, 2026 5:48 AM
Author: Azure maniacal address immigrant

anyone with a sub 5% mortgage took a govt handout. hth

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50077589)



Reply Favorite

Date: August 18th, 2026 10:43 AM
Author: Mind-boggling shrine

3% did I maek it

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075362)



Reply Favorite

Date: August 18th, 2026 10:48 AM
Author: Fuchsia Cowardly Cuck

6.5% should I pay this off with a box loan?

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075369)



Reply Favorite

Date: August 18th, 2026 11:00 AM
Author: zippy iridescent roommate newt

We got down to 1.79 on a 15 year fixed. I think that was before COVID, maybe 2019?. I make the last payment on that house next month.

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50075389)



Reply Favorite

Date: August 19th, 2026 8:01 AM
Author: Chartreuse swashbuckling knife

Congrats on quickly paying off ur 1.79% mortgage

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50077619)



Reply Favorite

Date: August 19th, 2026 2:10 PM
Author: zippy iridescent roommate newt

That's a rental. We never made extra payments so I guess I did lock that in 15 years ago. Im thinking about taking a new mortgage out on that house to fund a third home and I'd rent out our current place (3.2%).

We put an offer last month on a water front house that had a separate adu. I was going to rent that as well. However they wouldn't budge off their price which I think is about $100k too high. That's another thing, the realtors say shit like well around $1.1 or $1.2 million...umm that's a hundred fucking thousand dollar difference, not some decimal.

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50078295)



Reply Favorite

Date: August 18th, 2026 8:01 PM
Author: Duck-like chapel telephone

I have no mortgage and I must demur.

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50076618)



Reply Favorite

Date: August 18th, 2026 8:08 PM
Author: Clear athletic conference cruise ship

2.85%.

In Q2 2027 it goes adjustable.

I took it out early in COVID and rates were still dropping and they underwrote at a BS low appraisal value bc of COVID conservativeness. Plan was to refinance into a 30 year at a similar rate after 6-12 months taking ~$100k-$200k out with the corrected appraisal. But then I got busy. And by the time I got around to it, rates were up to like 4.5% and I chose to just stick with the adjustable.

Plan is to refinance it down to roughly 40% LTV. Monthly payment will not go up much with the paydown, but interest rate will be like 6.5% so plan will be to pay it down fairly aggressively.

I can't believe I fucked up by missing my refi window in 2020-2021.

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50076627)



Reply Favorite

Date: August 18th, 2026 8:13 PM
Author: Clear athletic conference cruise ship

Or maybe I'll pay it down to 30% LTV do the refinance at a 15 year for the lower interest rate. We'll see how the numbers plan out in 4-5 months.

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50076640)



Reply Favorite

Date: August 18th, 2026 8:28 PM
Author: Big alpha background story

1.875 15 year 10 years left get on my fucking level

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50076660)



Reply Favorite

Date: August 18th, 2026 8:29 PM
Author: pearl wild legend

2.75%

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50076662)



Reply Favorite

Date: August 19th, 2026 8:37 AM
Author: dead ruddy messiness

No mortgage

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50077634)



Reply Favorite

Date: August 19th, 2026 8:52 AM
Author: geriatric base

real talk: the Fed needs to consider cutting interest rates in order to revive a frozen housing market-- the people looking to buy a house deserve as much

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50077660)



Reply Favorite

Date: August 19th, 2026 8:59 AM
Author: geriatric base

wow, Kevin Warsh must be lurking on this boart--thanks Chair!

https://www.cnbc.com/2026/08/19/treasury-announces-upscaled-buyback-operation-for-longer-term-debt-sending-yields-lower.html

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50077665)



Reply Favorite

Date: August 19th, 2026 9:03 AM
Author: vivacious maroon dilemma



(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50077669)



Reply Favorite

Date: August 19th, 2026 9:07 AM
Author: geriatric base

based on earnings yesterday and today, the housing and construction sector reflects a K shape economy where the upscale Home Depot stills prospers in the current frozen real estate market, while the prole Lowes is a sinking ship

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50077675)



Reply Favorite

Date: August 19th, 2026 9:25 AM
Author: geriatric base

oops, it wasn't quantitative easing by the Fed--instead, it was Scott Bessent at Treasury that took necessary action, just like when he punched Elon Musk in the face inside the Oval Office -- at least Elon took it like a man

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50077692)



Reply Favorite

Date: August 19th, 2026 9:18 AM
Author: Coiffed place of business national

2.99%

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50077683)



Reply Favorite

Date: August 19th, 2026 2:12 PM
Author: red excitant stag film

6.375

(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2phpsessid=49d358651c#50078301)