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How many credit cards do you have?

...
Lime indecent depressive hell
  07/10/26
1
low-t location telephone
  07/10/26
4
Awkward impertinent base
  07/10/26
what purpose does each serve?
Lime indecent depressive hell
  07/10/26
dividing business and personal expenses / accumulating award...
Awkward impertinent base
  07/10/26
Zero. Not flame
Cracking Legend House
  07/10/26
3 plus an Amex but I have no idea where two of them are. Som...
cobalt razzmatazz senate
  07/10/26
why multiple?
Lime indecent depressive hell
  07/10/26
2
balding federal gaming laptop bawdyhouse
  07/10/26
why more than 1?
Lime indecent depressive hell
  07/10/26
One is a legacy card that has no foreign transaction fees. ...
balding federal gaming laptop bawdyhouse
  07/10/26
like 8 but 2 get used almost exclusively
Angry antidepressant drug trailer park
  07/10/26
why so many?
Lime indecent depressive hell
  07/10/26
opened over the years, never canceled them. probably should
Angry antidepressant drug trailer park
  07/10/26
just to get the bonuses?
Lime indecent depressive hell
  07/10/26
no i did that when i was 21 but all the good ones had fees s...
Angry antidepressant drug trailer park
  07/10/26
it's better for your credit to keep them open, my friend
Shaky Space
  07/10/26
true but also doesn't matter when you get older and have eno...
Angry antidepressant drug trailer park
  07/10/26
Not just for the total credit limit. Credit score also value...
sickened useless brakes gas station
  07/10/26
0
Arousing blue love of her life
  07/10/26
debt=poison
Nighttime turdskin plaza
  07/10/26
like 10, from when i used to churn. keeping them open helps ...
Shaky Space
  07/10/26
churning seems like such overkill for, what, like a thousand...
Lime indecent depressive hell
  07/10/26
imo there are no more good offers at all anymore
low-t location telephone
  07/10/26
chase business ink is offering $1k rn. best i've seen in a l...
Lime indecent depressive hell
  07/10/26
Sapphire preferred is 100k bonus rn on $5000 spend in 3 mont...
Frisky market
  07/10/26
yeah, i said used to churn. dont have time w kids to keep up...
Shaky Space
  07/10/26
I have something like 10 and like 5 with fees. Obviously I ...
Frisky market
  07/10/26
Three. One for airline status. One for the best rewards. ...
Bossy curious heaven
  07/10/26
I don't think corporate card should count for this?
Razzle-dazzle garrison
  07/10/26
citi double cash chase freedom unlimited
hyperventilating dark wagecucks
  07/10/26
1, which is kind of irresponsible. If your one card gets...
crystalline kink-friendly state trump supporter
  07/10/26
3. Costco's, CSR, and Southwest (canceling, just used for th...
Razzle-dazzle garrison
  07/10/26


Poast new message in this thread



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: Lime indecent depressive hell



(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49990862)



Reply Favorite

Date: July 10th, 2026 1:13 PM
Author: low-t location telephone

1

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49990863)



Reply Favorite

Date: July 10th, 2026 1:21 PM
Author: Awkward impertinent base

4

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49990899)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: Lime indecent depressive hell

what purpose does each serve?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49990937)



Reply Favorite

Date: July 10th, 2026 2:17 PM
Author: Awkward impertinent base

dividing business and personal expenses / accumulating awards

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991055)



Reply Favorite

Date: July 10th, 2026 1:23 PM
Author: Cracking Legend House

Zero. Not flame

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49990903)



Reply Favorite

Date: July 10th, 2026 1:24 PM
Author: cobalt razzmatazz senate

3 plus an Amex but I have no idea where two of them are. Some drawer I guess. Too lazy to cancel them.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49990904)



Reply Favorite

Date: July 10th, 2026 1:36 PM
Author: Lime indecent depressive hell

why multiple?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49990940)



Reply Favorite

Date: July 10th, 2026 2:06 PM
Author: balding federal gaming laptop bawdyhouse

2

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991008)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: Lime indecent depressive hell

why more than 1?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991022)



Reply Favorite

Date: July 10th, 2026 3:19 PM
Author: balding federal gaming laptop bawdyhouse

One is a legacy card that has no foreign transaction fees. Unsurprisingly, I use it abroad. It's also a VISA, so I can use it at Costco

One is my primary card in the US that does charge foreign transaction fees. Unsurprisingly, I use it as my primary card in the US and do not use it abroad. It's not a VISA, so I cannot use it at Costco

I don't pay an annual fee for either

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991200)



Reply Favorite

Date: July 10th, 2026 2:08 PM
Author: Angry antidepressant drug trailer park

like 8 but 2 get used almost exclusively

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991012)



Reply Favorite

Date: July 10th, 2026 2:10 PM
Author: Lime indecent depressive hell

why so many?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991021)



Reply Favorite

Date: July 10th, 2026 2:11 PM
Author: Angry antidepressant drug trailer park

opened over the years, never canceled them. probably should

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991029)



Reply Favorite

Date: July 10th, 2026 2:12 PM
Author: Lime indecent depressive hell

just to get the bonuses?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991031)



Reply Favorite

Date: July 10th, 2026 2:18 PM
Author: Angry antidepressant drug trailer park

no i did that when i was 21 but all the good ones had fees so i canceled those at that time

here's what i have

citi double cash - primary workhorse

costco visa - 4% cb on gas, 3% on restaurants, and also used at costco obviously. no foreign transaction fees. great card

amex blue cash - first card i opened in college, never use it but there for nostalgia's sake. and also one time i lost my wallet in nepal and amex was the only 180 company that gave me a cash advance immediately to get my bearings.

amex delta - this one should be canceled

capital one quicksilver - used to use this before i got the double cash. also no fx fees, decent card, should probably cancel

crate and barrel visa - i got like 2k worth of rewards from this when i bought a bunch of furniture, should cancel

chase sapphire reserve - fees are a bit too high now, will probably cancel next year

chase ink business - company card

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991056)



Reply Favorite

Date: July 10th, 2026 2:15 PM
Author: Shaky Space

it's better for your credit to keep them open, my friend

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991043)



Reply Favorite

Date: July 10th, 2026 2:21 PM
Author: Angry antidepressant drug trailer park

true but also doesn't matter when you get older and have enough revolving limits. just for administrative expediency it's better to have only a few imho

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991063)



Reply Favorite

Date: July 10th, 2026 2:38 PM
Author: sickened useless brakes gas station

Not just for the total credit limit. Credit score also values length accounts have been open heh heh

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991115)



Reply Favorite

Date: July 10th, 2026 2:09 PM
Author: Arousing blue love of her life

0

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991014)



Reply Favorite

Date: July 10th, 2026 2:14 PM
Author: Nighttime turdskin plaza

debt=poison

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991037)



Reply Favorite

Date: July 10th, 2026 2:16 PM
Author: Shaky Space

like 10, from when i used to churn. keeping them open helps your credit score, not that i need credit for anything anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991048)



Reply Favorite

Date: July 10th, 2026 2:22 PM
Author: Lime indecent depressive hell

churning seems like such overkill for, what, like a thousand bucks a card at most maybe

thinking about opening a second just for a nice offer since i'm making a big purchase soon and will hit the minimum spend requirement easily but even then my instinct says why sully myself with this prole goy complex just for like $1k

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991069)



Reply Favorite

Date: July 10th, 2026 2:24 PM
Author: low-t location telephone

imo there are no more good offers at all anymore

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991076)



Reply Favorite

Date: July 10th, 2026 2:30 PM
Author: Lime indecent depressive hell

chase business ink is offering $1k rn. best i've seen in a long time on a no-fee card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991092)



Reply Favorite

Date: July 10th, 2026 8:28 PM
Author: Frisky market

Sapphire preferred is 100k bonus rn on $5000 spend in 3 months.

Ideally you're getting cards where the benefits come out in your favor every year no matter what.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49992037)



Reply Favorite

Date: July 10th, 2026 3:53 PM
Author: Shaky Space

yeah, i said used to churn. dont have time w kids to keep up w this shit. easy to miss payments bc u forgot to set up some card on autopay, and it's just more mental effort to keep track of it all

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991291)



Reply Favorite

Date: July 10th, 2026 3:42 PM
Author: Frisky market

I have something like 10 and like 5 with fees. Obviously I don't run balances but yeah, I use CC benefits/points all the time. About to get 100k points for Sapphire Preferred.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991256)



Reply Favorite

Date: July 10th, 2026 3:14 PM
Author: Bossy curious heaven

Three. One for airline status. One for the best rewards. One corporate card.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991193)



Reply Favorite

Date: July 10th, 2026 3:53 PM
Author: Razzle-dazzle garrison

I don't think corporate card should count for this?

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991288)



Reply Favorite

Date: July 10th, 2026 3:16 PM
Author: hyperventilating dark wagecucks

citi double cash

chase freedom unlimited

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991198)



Reply Favorite

Date: July 10th, 2026 3:36 PM
Author: crystalline kink-friendly state trump supporter

1, which is kind of irresponsible.

If your one card gets declined for whatever reason (technical glitch, actual or suspected fraud, etc.), you can find yourself in tough shape.

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991239)



Reply Favorite

Date: July 10th, 2026 3:52 PM
Author: Razzle-dazzle garrison

3. Costco's, CSR, and Southwest (canceling, just used for the sign up bonus).

(http://www.autoadmit.com/thread.php?thread_id=5881481&forum_id=2~#49991283)