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Rate the progression of my health insurance premiums under Obamacare
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Date: October 12th, 2015 7:31 PM Author: snowy library chad Bluecross/Blueshield (I'm an independent contractor, so I pay my own health insurance)
2010 (??) - 2011 - approximately $105/mo 2012 - $116/mo 2013 - $156/mo 2014 - $186/mo 2015 - $202/mo
Other than a few dermatology visits, I've never even used my health insurance. I just got notice that Bluecross is canceling my entire policy as of Dec 31, 2015, so now I need to get another health insurance policy. Thanks for nothing, Obama. |
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Date: October 12th, 2015 7:59 PM Author: Appetizing garrison If you're young, healthy, and don't qualify for a subsidy, get ready for your premiums to DOUBLE for an equal shitbamacare plan. You were lucky to get your old one grandfathered for a while.
I had a blue cross that was probably a lot like yours (I was paying $190ish in 2014) and getting a PPO with the same deductible was about $370 looking on the exchanges. Basically to pay the same I would have to drop to an HMO and more than double the deductible.
If you have to get shitbamacare, you're probably best off getting the absolute cheapest policy and treating it as catastrophic insurance . . . the out of pocket max will cover you on really serious shit but minor stuff you'll end up paying for entirely yourself. |
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Date: October 12th, 2015 8:01 PM Author: snowy library chad fucking shit. motherfucker. Premiums doubling will really hurt. I haven't even begun to look for new insurance. (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953688) |
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Date: October 12th, 2015 8:08 PM Author: Appetizing garrison Was a significant reason I decided to get a real job.
I love how this was sold as helping small business owners gain access to insurance, yet unless you have an etsy hemp bracelet business clearing $12k/yr it dramatically raises premiums. |
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Date: October 12th, 2015 9:48 PM Author: Tan step-uncle's house athletic conference (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28954507) |
Date: October 12th, 2015 7:38 PM Author: snowy library chad (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953582) |
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Date: October 12th, 2015 7:38 PM Author: marvelous church gaming laptop It's another tax.
$750/mo here for a high-deductible plan for me, wife, and kid. (Wife and I are both contractors.)
I haven't been to the doctor myself in years. Our out of pocket for childbirth was still almost $10K. |
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Date: October 12th, 2015 8:14 PM Author: Galvanic Navy School Reading Party We had a kid last year and premiums plus out of pocket was 13.5K. (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953775) |
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Date: October 12th, 2015 10:27 PM Author: Electric Forum Psychic jfc this is unconscionable.
obama incentivizing americans to stay poor, or be a wage slave, and not procreate |
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Date: October 13th, 2015 2:34 PM Author: Aqua stage why would you get a high deductible plan if you were planning on having a kid? (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958047) |
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Date: October 13th, 2015 2:45 PM Author: Galvanic Navy School Reading Party ROFL that's the only kind my employer offers (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958114) |
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Date: October 13th, 2015 3:13 PM Author: marvelous church gaming laptop 1. The good medical groups and centers around me don't take the more expensive, regular Obamacare plans. (And even the one that we did get isn't accepted by the largest local medical group.)
2. It allows me to have an HSA.
3. It's still net less expensive. |
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Date: October 12th, 2015 7:48 PM Author: Maniacal site (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953625) |
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Date: October 12th, 2015 7:52 PM Author: Mahogany locus philosopher-king Wow.
Shit like this makes me want to save up enough for a few pieces of property and then get a fucking union or gubment job just for the bennies
fuck this shit |
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Date: October 12th, 2015 8:01 PM Author: Cracking lavender meetinghouse i can understand your anger but are you surprised? if you are then you must be sleeping when the whole thing was passed because it was obvious that money has to come from somewhere for all premium cap , preexisting conditions stuff that it did
it is basically take more money from low premium young/healthy ppl to subside older high premium ppl |
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Date: October 12th, 2015 8:02 PM Author: snowy library chad Libs and Obama said otherwise. In fact, Obama explicitly promised multiple times in public that my premiums wouldn't go up. LJL. (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953701) |
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Date: October 13th, 2015 2:39 PM Author: scarlet dashing ticket booth electric furnace libs lie through their teeth (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958072) |
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Date: October 12th, 2015 8:07 PM Author: Maniacal site LJL. Is there any aspect of the welfare state that ISN'T a pyramid scheme? (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953743) |
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Date: October 13th, 2015 1:58 PM Author: rose fragrant nursing home foreskin good question. the answer is no |
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Date: October 12th, 2015 8:11 PM Author: learning disabled school cafeteria double fault This. They certainly made no attempt to control costs at any portion of the health care sector (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953766) |
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Date: October 12th, 2015 8:04 PM Author: Adventurous sick house blood rage They made this shit horrible on purpose so they can do single payer (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953710) |
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Date: October 12th, 2015 8:15 PM Author: Galvanic Navy School Reading Party Oh goody I can't wait till we ration by waiting instead of price (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953782) |
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Date: October 12th, 2015 8:16 PM Author: Galvanic Navy School Reading Party Lol sweet flame dude Benzo and Obama told us we'd save $2,500 a year so obviously that is what happened. (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953790) |
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Date: October 12th, 2015 8:25 PM Author: Emerald passionate hunting ground It will be cheaper for everyone! (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953854) |
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Date: October 12th, 2015 8:16 PM Author: trip zippy therapy TT explain (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953791) |
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Date: October 12th, 2015 8:19 PM Author: Vivacious Shrine Striped Hyena Our HSA high deductible doubled from $66 a month to $132 a month. Employer contribution is still good, like 2250 a year, we contribute the rest, like 3k
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Date: October 12th, 2015 8:23 PM Author: Galvanic Navy School Reading Party Try having a child (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953832) |
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Date: October 12th, 2015 8:24 PM Author: Vivacious Shrine Striped Hyena it would double again
230 a month for hsa, 460 for regular bcbs insurance |
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Date: October 12th, 2015 8:25 PM Author: dead parlor pistol Whole thing is a joke. Meanwhile I literally make the same money I made 7 years ago. Fuck this TTT POTUS. (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28953856) |
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Date: October 12th, 2015 10:17 PM Author: Diverse rehab preventive strike It's almost as if libs don't give the slightest bit of a fuck about middle class people with jobs (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28954689) |
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Date: October 13th, 2015 1:49 PM Author: Maniacal site (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28957730) |
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Date: October 13th, 2015 2:27 PM Author: rose fragrant nursing home foreskin privilege has its price (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28957999) |
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Date: October 12th, 2015 10:29 PM Author: Electric Forum Psychic hey tommy hows the cognitive dissonance coming along? (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28954772) |
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Date: October 12th, 2015 10:31 PM Author: sapphire lettuce Terrific as always, undoubtedly (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28954799) |
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Date: October 12th, 2015 10:31 PM Author: sapphire lettuce But don't you FEEL better knowing that there's now coverage for EVERYONE?!?
Who cares about you're wallet, you greedy reptile. All that matters is that it feels good to say we have universal coverage. Can't put a price tag on that! |
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Date: October 12th, 2015 10:32 PM Author: Electric Forum Psychic now add in 11 million illegal immigrants who refuse to pay taxes that obama so graciously wants to expand coverage to (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28954804) |
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Date: October 13th, 2015 3:25 PM Author: Carnelian chapel (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958433) |
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Date: October 12th, 2015 10:34 PM Author: Cerebral Karate Stead flame. Obamacare made health ins. cheaper for everyone. I also got to keep my healthcare plan if I liked it (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28954813) |
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Date: October 13th, 2015 2:39 PM Author: scarlet dashing ticket booth electric furnace tyft (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958077) |
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Date: October 13th, 2015 2:23 PM Author: provocative hell My biglol plan monthly premium also doubled And deductibles and in network out of pocket limits doubled. The out of network cap tripled. Thanks Obama. |
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Date: October 13th, 2015 3:26 PM Author: Carnelian chapel Biglaw makes you pay into your health insurance? How much? (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958439) |
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Date: October 13th, 2015 3:28 PM Author: provocative hell um, yes automatically deducted from paycheck a couple hundred a month for single person, something insane if you add dependents crap high deductibles, in network/out of network limits too
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Date: October 13th, 2015 5:43 PM Author: mustard stock car I pay like $900/month for family coverage. Sucks (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28959406) |
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Date: October 13th, 2015 6:02 PM Author: Multi-colored whorehouse Yep. Same here. We had a "Cadillac Plan" apparently. I would literally be better off without insurance. (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28959487) |
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Date: October 13th, 2015 2:30 PM Author: razzle codepig Yeah but that 400 lb bitch living in a Section 8 apartment down the street who's spent the last 35 years self medicating her depression with a 4,000 calorie diet is covered. Look on the bright side. (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958015) |
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Date: October 13th, 2015 2:40 PM Author: scarlet dashing ticket booth electric furnace Jesus time o MOVE ON. Why are you so bigoted? (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958080) |
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Date: October 13th, 2015 2:50 PM Author: Thriller office (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958158) |
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Date: October 13th, 2015 2:52 PM Author: Vivacious Shrine Striped Hyena ITS THE LAW OF THE LAND (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958165) |
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Date: October 13th, 2015 3:27 PM Author: narrow-minded contagious box office antidepressant drug I went from $132 a month to $18 on a high ded plan. (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958459) |
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Date: October 13th, 2015 3:30 PM Author: Thriller office lol how high would that be? (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958484) |
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Date: October 13th, 2015 3:32 PM Author: narrow-minded contagious box office antidepressant drug Still covers all the basic shit at zero copay, but emergency room or whatever would be at $3K deductible/20%, but employer sticks in $500 a year into some HSA which can grow year to year. I put another $500 into the plan. So, as long as nothing major happens in the next 2 years, I'm covered. (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28958511) |
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Date: October 13th, 2015 5:50 PM Author: Thriller office not as bad as I expected (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28959431) |
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Date: October 13th, 2015 6:00 PM Author: Galvanic Navy School Reading Party What's it like working at a tiny company in a high margin business? (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28959477) |
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Date: October 13th, 2015 5:53 PM Author: Multi-colored whorehouse But at least Benzo gets free AIDS drugs (http://www.autoadmit.com/thread.php?thread_id=3015281&forum_id=2#28959444) |
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Date: October 13th, 2015 6:04 PM Author: Shivering corn cake i work for a company with under 50 employees that has INSANELY good health benefits and our company president has already told us that we're getting fucked in 2017 when we can no longer be on our grandfathered plans and have to get ttt obamacare market plans bc we're such a small company.
THANKS OBAMA |